Implant cartilage 10mm synthetic at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$82,289.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$215,418.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$475.16 with United vs $3,503.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $475.16 | ↓ -99% |
| Health Choice | Medicaid|All Plans | $475.16 | ↓ -99% |
| Aetna | Commercial|All Other Plans | $543.04 | ↓ -99% |
| Aetna | Commercial|PPO | $543.04 | ↓ -99% |
| Aetna | Commercial|HMO | $543.04 | ↓ -99% |
| United | Commercial|DignityHealthEmployee | $644.86 | ↓ -99% |
| BCBS - AZ | Commercial|MaricopaFocus | $919.78 | ↓ -99% |
| BCBS - AZ | Commercial|Neighborhood | $919.78 | ↓ -99% |
| BCBS - AZ | Commercial|All Other Plans | $1,226.37 | ↓ -99% |
| Connected Care | Commercial|Intel | $1,289.72 | ↓ -98% |
| Aetna | Commercial|All Plans | $1,323.66 | ↓ -98% |
| Optum | Commercial|OptumHealth | $1,595.18 | ↓ -98% |
| BCBS - AZ | Commercial|Workers Comp | $1,817.58 | ↓ -98% |
| Cigna | Commercial|LifeSource | $1,866.70 | ↓ -98% |
| Other | Commercial|NTN | $2,036.40 | ↓ -98% |
| LifeTrac | Commercial|All Plans | $2,206.10 | ↓ -97% |
| First Health | Commercial|All Plans | $2,240.04 | ↓ -97% |
| Health Net | Commercial|Interlink | $2,375.80 | ↓ -97% |
| MultiPlan | Commercial|All Plans | $2,681.26 | ↓ -97% |
| Cigna | Commercial|Exchange | $3,503.00 | ↓ -96% |
Visitor-reported prices
Comments
Implant cartilage 10mm synthetic at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $43,205.42 | $31.80 – $1,267.51 |
| Arizona General Hospital Laveen | Phoenix | $2,013.37 | $12.88 – $794.88 |
| Mercy Gilbert Medical Center | Gilbert | $110,535.92 | $941.75 – $5,600.21 |
| Banner University Medical Center South | Tucson | $55,583.33 | $31.80 – $761.66 |
| Banner Baywood Medical Center | Mesa | $26,211.01 | $31.80 – $1,267.51 |
| Banner Boswell Medical Center | Sun City | $44,177.66 | $31.80 – $967.83 |
| Banner Casa Grande Medical Center | Casa Grande | $23,609.18 | $31.80 – $742.28 |
| Banner Del Webb Medical Center | Sun City West | $28,471.04 | $31.80 – $493.12 |