Implant cartilage 10mm synthetic at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$82,289.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$215,418.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$475.16 with United vs $3,503.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $475.16 ↓ -99%
Health Choice Medicaid|All Plans $475.16 ↓ -99%
Aetna Commercial|All Other Plans $543.04 ↓ -99%
Aetna Commercial|PPO $543.04 ↓ -99%
Aetna Commercial|HMO $543.04 ↓ -99%
United Commercial|DignityHealthEmployee $644.86 ↓ -99%
BCBS - AZ Commercial|MaricopaFocus $919.78 ↓ -99%
BCBS - AZ Commercial|Neighborhood $919.78 ↓ -99%
BCBS - AZ Commercial|All Other Plans $1,226.37 ↓ -99%
Connected Care Commercial|Intel $1,289.72 ↓ -98%
Aetna Commercial|All Plans $1,323.66 ↓ -98%
Optum Commercial|OptumHealth $1,595.18 ↓ -98%
BCBS - AZ Commercial|Workers Comp $1,817.58 ↓ -98%
Cigna Commercial|LifeSource $1,866.70 ↓ -98%
Other Commercial|NTN $2,036.40 ↓ -98%
LifeTrac Commercial|All Plans $2,206.10 ↓ -97%
First Health Commercial|All Plans $2,240.04 ↓ -97%
Health Net Commercial|Interlink $2,375.80 ↓ -97%
MultiPlan Commercial|All Plans $2,681.26 ↓ -97%
Cigna Commercial|Exchange $3,503.00 ↓ -96%

Visitor-reported prices

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Implant cartilage 10mm synthetic at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $43,205.42 $31.80 – $1,267.51
Arizona General Hospital Laveen Phoenix $2,013.37 $12.88 – $794.88
Mercy Gilbert Medical Center Gilbert $110,535.92 $941.75 – $5,600.21
Banner University Medical Center South Tucson $55,583.33 $31.80 – $761.66
Banner Baywood Medical Center Mesa $26,211.01 $31.80 – $1,267.51
Banner Boswell Medical Center Sun City $44,177.66 $31.80 – $967.83
Banner Casa Grande Medical Center Casa Grande $23,609.18 $31.80 – $742.28
Banner Del Webb Medical Center Sun City West $28,471.04 $31.80 – $493.12

All Arizona hospitals for this procedure →