Immunofluorescence per specimen initial single antibody stain at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$454.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,190.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.84 with United vs $336.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $63.84 ↓ -86%
United Commercial|Navigate $68.35 ↓ -85%
United Commercial|All Other Plans $97.64 ↓ -79%
United Commercial|Options PPO $97.64 ↓ -79%
United Medicaid|All Plans $157.35 ↓ -65%
Optum Commercial|OptumHealth $157.92 ↓ -65%
United Medicare|Dual Complete $178.23 ↓ -61%
First Health Medicare|All Plans $182.64 ↓ -60%
United Medicare|All Other Plans $182.64 ↓ -60%
BCBS - AZ Medicare|All Plans $182.64 ↓ -60%
Humana Medicare|All Plans $182.64 ↓ -60%
Optum Medicare|OptumCare $182.64 ↓ -60%
Care 1st Medicare|All Plans $182.64 ↓ -60%
Mercy Care Plan Medicare|All Plans $182.64 ↓ -60%
Aetna Medicare|All Plans $182.64 ↓ -60%
Mercy Care Plan Medicaid|All Plans $182.64 ↓ -60%
Health Choice Medicaid|All Plans $182.64 ↓ -60%
Cigna Medicare|All Plans $182.64 ↓ -60%
Health Choice Medicare|All Plans $182.64 ↓ -60%
Cigna Commercial|LifeSource $184.80 ↓ -59%
Optum Medicare|OptumHealth $200.90 ↓ -56%
Other Commercial|NTN $201.60 ↓ -56%
LifeTrac Commercial|All Plans $218.40 ↓ -52%
Health Net Commercial|Interlink $235.20 ↓ -48%
First Health Commercial|All Plans $235.20 ↓ -48%
Cigna Commercial|Exchange $245.98 ↓ -46%
Cigna Commercial|LocalPlus SureFit $262.90 ↓ -42%
MultiPlan Commercial|All Plans $265.44 ↓ -42%
BCBS - AZ Commercial|Neighborhood $277.37 ↓ -39%
BCBS - AZ Commercial|MaricopaFocus $277.37 ↓ -39%
Cigna Commercial|All Other Plans $336.00 ↓ -26%
BCBS - AZ Commercial|Workers Comp $336.00 ↓ -26%
Aetna Commercial|All Plans $336.00 ↓ -26%
BCBS - AZ Commercial|All Other Plans $336.00 ↓ -26%

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $146.23 $107.60 – $394.50
Banner Estrella Medical Center Phoenix $129.92 $176.74 – $394.50
Arizona General Hospital Laveen Phoenix $180.46 $97.64 – $643.80
Mercy Gilbert Medical Center Gilbert $179.83 $52.91 – $291.00
Banner University Medical Center Tucson Tucson $115.81 $152.95 – $349.60
Banner University Medical Center South Tucson $122.80 $152.95 – $349.60
Banner Baywood Medical Center Mesa $115.72 $176.74 – $394.50
Banner Boswell Medical Center Sun City $115.19 $176.74 – $420.80

All Arizona hospitals for this procedure →