Immunofixation electrophoresis serum at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$295.29
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$773.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$9.38 with United vs $89.00 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Navigate | $9.38 | ↓ -97% |
| United | Commercial|Options PPO | $13.40 | ↓ -95% |
| United | Commercial|All Other Plans | $13.40 | ↓ -95% |
| United | Commercial|DignityHealthEmployee | $16.91 | ↓ -94% |
| Mercy Care Plan | Medicare|All Plans | $22.34 | ↓ -92% |
| Aetna | Medicare|All Plans | $22.34 | ↓ -92% |
| Mercy Care Plan | Medicaid|All Plans | $22.34 | ↓ -92% |
| First Health | Medicare|All Plans | $22.34 | ↓ -92% |
| BCBS - AZ | Medicare|All Plans | $22.34 | ↓ -92% |
| Humana | Medicare|All Plans | $22.34 | ↓ -92% |
| Optum | Medicare|OptumCare | $22.34 | ↓ -92% |
| Care 1st | Medicare|All Plans | $22.34 | ↓ -92% |
| United | Medicare|All Other Plans | $22.34 | ↓ -92% |
| United | Medicare|Dual Complete | $22.34 | ↓ -92% |
| Health Choice | Medicare|All Plans | $22.34 | ↓ -92% |
| Health Choice | Medicaid|All Plans | $22.34 | ↓ -92% |
| Cigna | Medicare|All Plans | $22.34 | ↓ -92% |
| United | Medicaid|All Plans | $22.90 | ↓ -92% |
| Optum | Medicare|OptumHealth | $24.57 | ↓ -92% |
| Optum | Commercial|OptumHealth | $41.83 | ↓ -86% |
| Cigna | Commercial|Exchange | $46.46 | ↓ -84% |
| Cigna | Commercial|LifeSource | $48.95 | ↓ -83% |
| Cigna | Commercial|LocalPlus SureFit | $49.66 | ↓ -83% |
| Other | Commercial|NTN | $53.40 | ↓ -82% |
| LifeTrac | Commercial|All Plans | $57.85 | ↓ -80% |
| BCBS - AZ | Commercial|MaricopaFocus | $58.34 | ↓ -80% |
| BCBS - AZ | Commercial|Neighborhood | $58.34 | ↓ -80% |
| Health Net | Commercial|Interlink | $62.30 | ↓ -79% |
| First Health | Commercial|All Plans | $62.30 | ↓ -79% |
| Cigna | Commercial|All Other Plans | $65.34 | ↓ -78% |
| MultiPlan | Commercial|All Plans | $70.31 | ↓ -76% |
| Aetna | Commercial|All Plans | $70.31 | ↓ -76% |
| BCBS - AZ | Commercial|All Other Plans | $77.79 | ↓ -74% |
| BCBS - AZ | Commercial|Workers Comp | $89.00 | ↓ -70% |
Visitor-reported prices
Comments
Immunofixation electrophoresis serum at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $26.98 | $22.34 – $51.00 |
| Banner Estrella Medical Center | Phoenix | $34.79 | $22.34 – $51.00 |
| Arizona General Hospital Laveen | Phoenix | $191.91 | $13.40 – $108.71 |
| Mercy Gilbert Medical Center | Gilbert | $230.26 | $3.93 – $22.34 |
| Banner University Medical Center Tucson | Tucson | $30.53 | $22.34 – $54.40 |
| Banner University Medical Center South | Tucson | $19.31 | $22.34 – $54.40 |
| Banner Baywood Medical Center | Mesa | $23.86 | $22.34 – $51.00 |
| Banner Behavioral Health Hospital | Scottsdale | $39.84 | $18.04 – $47.60 |