Iliac/fem angio cath insert at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,785.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,675.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.95 with United vs $3,693.25 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $13.95 ↓ -99%
BCBS - AZ Commercial|Neighborhood $93.44 ↓ -95%
BCBS - AZ Commercial|MaricopaFocus $93.44 ↓ -95%
BCBS - AZ Commercial|All Other Plans $124.58 ↓ -93%
BCBS - AZ Commercial|Workers Comp $183.84 ↓ -90%
United Commercial|DignityHealthEmployee $888.25 ↓ -50%
Cigna Commercial|Exchange $1,636.25 ↓ -8%
Cigna Commercial|LocalPlus SureFit $1,776.50 ↓ -1%
Optum Commercial|OptumHealth $2,197.25 ↑ +23%
Cigna Commercial|All Other Plans $2,290.75 ↑ +28%
Cigna Commercial|LifeSource $2,571.25 ↑ +44%
Other Commercial|NTN $2,805.00 ↑ +57%
LifeTrac Commercial|All Plans $3,038.75 ↑ +70%
Connected Care Commercial|Intel $3,085.50 ↑ +73%
First Health Commercial|All Plans $3,272.50 ↑ +83%
Health Net Commercial|Interlink $3,272.50 ↑ +83%
MultiPlan Commercial|All Plans $3,693.25 ↑ +107%

Visitor-reported prices

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Iliac/fem angio cath insert at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $733.79 $36.25 – $12,389.00
Banner Estrella Medical Center Phoenix $523.34 $93.17 – $12,389.00
Mercy Gilbert Medical Center Gilbert $1,220.16 $13.95 – $3,819.20
Banner University Medical Center Tucson Tucson $228.51 $79.49 – $13,103.00
Banner University Medical Center South Tucson $124.54 $55.99 – $13,103.00
Banner Baywood Medical Center Mesa $697.95 $93.17 – $12,389.00
Banner Boswell Medical Center Sun City $545.49 $71.14 – $12,389.00
Banner Casa Grande Medical Center Casa Grande $390.43 $54.56 – $10,541.00

All Arizona hospitals for this procedure →