Hla x-math non-cytotoxic at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$155.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$407.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.99 with United vs $395.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $45.99 ↓ -70%
United Commercial|Options PPO $65.69 ↓ -58%
United Commercial|All Other Plans $65.69 ↓ -58%
United Commercial|DignityHealthEmployee $75.05 ↓ -52%
Mercy Care Plan Medicare|All Plans $109.49 ↓ -30%
Aetna Medicare|All Plans $109.49 ↓ -30%
Mercy Care Plan Medicaid|All Plans $109.49 ↓ -30%
First Health Medicare|All Plans $109.49 ↓ -30%
BCBS - AZ Medicare|All Plans $109.49 ↓ -30%
Humana Medicare|All Plans $109.49 ↓ -30%
Optum Medicare|OptumCare $109.49 ↓ -30%
Care 1st Medicare|All Plans $109.49 ↓ -30%
United Medicare|All Other Plans $109.49 ↓ -30%
United Medicare|Dual Complete $109.49 ↓ -30%
Health Choice Medicare|All Plans $109.49 ↓ -30%
Health Choice Medicaid|All Plans $109.49 ↓ -30%
Cigna Medicare|All Plans $109.49 ↓ -30%
United Medicaid|All Plans $112.23 ↓ -28%
Optum Medicare|OptumHealth $120.44 ↓ -23%
Optum Commercial|OptumHealth $185.65 ↑ +19%
Cigna Commercial|LifeSource $217.25 ↑ +40%
Cigna Commercial|Exchange $227.74 ↑ +46%
Other Commercial|NTN $237.00 ↑ +52%
Cigna Commercial|LocalPlus SureFit $243.40 ↑ +57%
LifeTrac Commercial|All Plans $256.75 ↑ +65%
Health Net Commercial|Interlink $276.50 ↑ +78%
First Health Commercial|All Plans $276.50 ↑ +78%
MultiPlan Commercial|All Plans $312.05 ↑ +101%
Cigna Commercial|All Other Plans $320.27 ↑ +106%
Aetna Commercial|All Plans $344.63 ↑ +122%
BCBS - AZ Commercial|All Other Plans $395.00 ↑ +154%
BCBS - AZ Commercial|Workers Comp $395.00 ↑ +154%
BCBS - AZ Commercial|Neighborhood $395.00 ↑ +154%
BCBS - AZ Commercial|MaricopaFocus $395.00 ↑ +154%

Visitor-reported prices

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Hla x-math non-cytotoxic at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $62.51 $109.49 – $246.75
Banner Estrella Medical Center Phoenix $80.61 $109.49 – $246.75
Arizona General Hospital Laveen Phoenix $105.80 $65.69 – $532.84
Banner University Medical Center Tucson Tucson $70.74 $109.49 – $263.20
Banner University Medical Center South Tucson $44.74 $109.49 – $263.20
Banner Baywood Medical Center Mesa $55.27 $109.49 – $246.75
Banner Boswell Medical Center Sun City $60.21 $109.49 – $263.20
Banner Casa Grande Medical Center Casa Grande $55.93 $109.49 – $246.75

All Arizona hospitals for this procedure →