Hla ii typing 1 loc hr at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$246.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$645.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.95 with United vs $495.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $51.95 ↓ -79%
United Commercial|Options PPO $74.21 ↓ -70%
United Commercial|All Other Plans $74.21 ↓ -70%
United Commercial|DignityHealthEmployee $94.05 ↓ -62%
Mercy Care Plan Medicare|All Plans $123.68 ↓ -50%
Aetna Medicare|All Plans $123.68 ↓ -50%
Mercy Care Plan Medicaid|All Plans $123.68 ↓ -50%
First Health Medicare|All Plans $123.68 ↓ -50%
BCBS - AZ Medicare|All Plans $123.68 ↓ -50%
Humana Medicare|All Plans $123.68 ↓ -50%
Optum Medicare|OptumCare $123.68 ↓ -50%
Care 1st Medicare|All Plans $123.68 ↓ -50%
United Medicare|All Other Plans $123.68 ↓ -50%
United Medicare|Dual Complete $123.68 ↓ -50%
Health Choice Medicare|All Plans $123.68 ↓ -50%
Health Choice Medicaid|All Plans $123.68 ↓ -50%
Cigna Medicare|All Plans $123.68 ↓ -50%
United Medicaid|All Plans $126.77 ↓ -49%
Optum Medicare|OptumHealth $136.05 ↓ -45%
Optum Commercial|OptumHealth $232.65 ↓ -6%
Cigna Commercial|Exchange $257.25 ↑ +4%
Cigna Commercial|LifeSource $272.25 ↑ +10%
Cigna Commercial|LocalPlus SureFit $274.93 ↑ +12%
Other Commercial|NTN $297.00 ↑ +21%
LifeTrac Commercial|All Plans $321.75 ↑ +31%
Health Net Commercial|Interlink $346.50 ↑ +41%
First Health Commercial|All Plans $346.50 ↑ +41%
Cigna Commercial|All Other Plans $361.76 ↑ +47%
Aetna Commercial|All Plans $389.30 ↑ +58%
MultiPlan Commercial|All Plans $391.05 ↑ +59%
BCBS - AZ Commercial|Neighborhood $482.88 ↑ +96%
BCBS - AZ Commercial|MaricopaFocus $482.88 ↑ +96%
BCBS - AZ Commercial|Workers Comp $495.00 ↑ +101%
BCBS - AZ Commercial|All Other Plans $495.00 ↑ +101%

Visitor-reported prices

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Hla ii typing 1 loc hr at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $166.28 $123.68 – $447.00
Banner Estrella Medical Center Phoenix $111.45 $123.68 – $447.00
Arizona General Hospital Laveen Phoenix $168.09 $74.20 – $601.90
Mercy Gilbert Medical Center Gilbert $121.71 $69.27 – $380.94
Banner University Medical Center Tucson Tucson $123.44 $123.68 – $297.60
Banner University Medical Center South Tucson $86.87 $123.68 – $297.60
Banner Baywood Medical Center Mesa $129.93 $123.68 – $447.00
Banner Boswell Medical Center Sun City $135.29 $123.68 – $476.80

All Arizona hospitals for this procedure →