Hla class ii high defin qual at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$340.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$892.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$136.84 with United vs $858.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $136.84 ↓ -60%
United Commercial|DignityHealthEmployee $163.02 ↓ -52%
United Commercial|Options PPO $195.48 ↓ -43%
United Commercial|All Other Plans $195.48 ↓ -43%
Mercy Care Plan Medicare|All Plans $325.80 ↓ -4%
Aetna Medicare|All Plans $325.80 ↓ -4%
Mercy Care Plan Medicaid|All Plans $325.80 ↓ -4%
First Health Medicare|All Plans $325.80 ↓ -4%
BCBS - AZ Medicare|All Plans $325.80 ↓ -4%
Humana Medicare|All Plans $325.80 ↓ -4%
Optum Medicare|OptumCare $325.80 ↓ -4%
Care 1st Medicare|All Plans $325.80 ↓ -4%
United Medicare|Dual Complete $325.80 ↓ -4%
Health Choice Medicare|All Plans $325.80 ↓ -4%
Health Choice Medicaid|All Plans $325.80 ↓ -4%
Cigna Medicare|All Plans $325.80 ↓ -4%
United Medicare|All Other Plans $325.80 ↓ -4%
United Medicaid|All Plans $333.95 ↓ -2%
Optum Medicare|OptumHealth $358.38 ↑ +5%
Optum Commercial|OptumHealth $403.26 ↑ +18%
Cigna Commercial|LifeSource $471.90 ↑ +38%
Other Commercial|NTN $514.80 ↑ +51%
LifeTrac Commercial|All Plans $557.70 ↑ +64%
Health Net Commercial|Interlink $600.60 ↑ +76%
First Health Commercial|All Plans $600.60 ↑ +76%
Cigna Commercial|Exchange $677.66 ↑ +99%
MultiPlan Commercial|All Plans $677.82 ↑ +99%
Cigna Commercial|LocalPlus SureFit $724.25 ↑ +113%
Cigna Commercial|All Other Plans $858.00 ↑ +152%
BCBS - AZ Commercial|Workers Comp $858.00 ↑ +152%
BCBS - AZ Commercial|Neighborhood $858.00 ↑ +152%
Aetna Commercial|All Plans $858.00 ↑ +152%
BCBS - AZ Commercial|MaricopaFocus $858.00 ↑ +152%
BCBS - AZ Commercial|All Other Plans $858.00 ↑ +152%

Visitor-reported prices

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Hla class ii high defin qual at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $185.82 $325.80 – $733.50
Banner Estrella Medical Center Phoenix $239.61 $325.80 – $733.50
Arizona General Hospital Laveen Phoenix $220.07 $195.48 – $1,585.56
Banner University Medical Center Tucson Tucson $210.27 $325.80 – $782.40
Banner University Medical Center South Tucson $133.01 $325.80 – $782.40
Banner Baywood Medical Center Mesa $164.30 $325.80 – $733.50
Banner Boswell Medical Center Sun City $178.97 $325.80 – $782.40
Banner Casa Grande Medical Center Casa Grande $166.26 $325.80 – $733.50

All Arizona hospitals for this procedure →