Hla class i&ii antibody qual at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$84.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$221.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.96 with United vs $203.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $26.96 ↓ -68%
United Commercial|Options PPO $38.51 ↓ -54%
United Commercial|All Other Plans $38.51 ↓ -54%
United Commercial|DignityHealthEmployee $38.57 ↓ -54%
Mercy Care Plan Medicare|All Plans $64.19 ↓ -24%
Aetna Medicare|All Plans $64.19 ↓ -24%
Mercy Care Plan Medicaid|All Plans $64.19 ↓ -24%
First Health Medicare|All Plans $64.19 ↓ -24%
BCBS - AZ Medicare|All Plans $64.19 ↓ -24%
Humana Medicare|All Plans $64.19 ↓ -24%
Optum Medicare|OptumCare $64.19 ↓ -24%
Care 1st Medicare|All Plans $64.19 ↓ -24%
United Medicare|Dual Complete $64.19 ↓ -24%
Health Choice Medicare|All Plans $64.19 ↓ -24%
Health Choice Medicaid|All Plans $64.19 ↓ -24%
Cigna Medicare|All Plans $64.19 ↓ -24%
United Medicare|All Other Plans $64.19 ↓ -24%
United Medicaid|All Plans $65.79 ↓ -22%
Optum Medicare|OptumHealth $70.61 ↓ -16%
Optum Commercial|OptumHealth $95.41 ↑ +13%
Cigna Commercial|LifeSource $111.65 ↑ +32%
Other Commercial|NTN $121.80 ↑ +44%
LifeTrac Commercial|All Plans $131.95 ↑ +56%
Cigna Commercial|Exchange $133.50 ↑ +58%
Health Net Commercial|Interlink $142.10 ↑ +68%
First Health Commercial|All Plans $142.10 ↑ +68%
Cigna Commercial|LocalPlus SureFit $142.68 ↑ +69%
MultiPlan Commercial|All Plans $160.37 ↑ +90%
Cigna Commercial|All Other Plans $187.74 ↑ +122%
Aetna Commercial|All Plans $202.06 ↑ +139%
BCBS - AZ Commercial|Workers Comp $203.00 ↑ +140%
BCBS - AZ Commercial|Neighborhood $203.00 ↑ +140%
BCBS - AZ Commercial|MaricopaFocus $203.00 ↑ +140%
BCBS - AZ Commercial|All Other Plans $203.00 ↑ +140%

Visitor-reported prices

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Hla class i&ii antibody qual at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $36.67 $64.19 – $144.75
Banner Estrella Medical Center Phoenix $47.28 $64.19 – $144.75
Arizona General Hospital Laveen Phoenix $166.26 $38.51 – $593.15
Mercy Gilbert Medical Center Gilbert $260.76 $64.19 – $472.78
Banner University Medical Center Tucson Tucson $41.49 $64.19 – $154.40
Banner University Medical Center South Tucson $26.25 $64.19 – $154.40
Banner Baywood Medical Center Mesa $32.42 $64.19 – $144.75
Banner Boswell Medical Center Sun City $35.32 $64.19 – $154.40

All Arizona hospitals for this procedure →