Gw stiffened micro access kit at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$3,876.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,148.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.20 with Health Choice vs $581.28 with Connected Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice | Medicaid|All Plans | $11.20 | ↓ -100% |
| United | Medicaid|All Plans | $11.20 | ↓ -100% |
| United | Commercial|DignityHealthEmployee | $15.20 | ↓ -100% |
| Optum | Commercial|OptumHealth | $37.60 | ↓ -99% |
| Cigna | Commercial|LifeSource | $44.00 | ↓ -99% |
| Other | Commercial|NTN | $48.00 | ↓ -99% |
| LifeTrac | Commercial|All Plans | $52.00 | ↓ -99% |
| First Health | Commercial|All Plans | $52.80 | ↓ -99% |
| Health Net | Commercial|Interlink | $56.00 | ↓ -99% |
| MultiPlan | Commercial|All Plans | $63.20 | ↓ -98% |
| BCBS - AZ | Commercial|Neighborhood | $80.00 | ↓ -98% |
| BCBS - AZ | Commercial|Workers Comp | $80.00 | ↓ -98% |
| BCBS - AZ | Commercial|MaricopaFocus | $80.00 | ↓ -98% |
| BCBS - AZ | Commercial|All Other Plans | $80.00 | ↓ -98% |
| Aetna | Commercial|All Plans | $404.82 | ↓ -90% |
| Connected Care | Commercial|Intel | $581.28 | ↓ -85% |
Visitor-reported prices
Comments
Gw stiffened micro access kit at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $4,238.51 | $19.20 – $72.00 |
| Banner Estrella Medical Center | Phoenix | $3,568.23 | $19.20 – $176.93 |
| Mercy Gilbert Medical Center | Gilbert | $39,964.18 | $14.00 – $100.00 |
| Banner University Medical Center Tucson | Tucson | $3,112.80 | $19.20 – $150.95 |
| Banner University Medical Center South | Tucson | $2,931.84 | $19.20 – $106.32 |
| Banner Baywood Medical Center | Mesa | $2,346.54 | $19.20 – $176.93 |
| Banner Boswell Medical Center | Sun City | $2,392.10 | $19.20 – $135.10 |
| Banner Casa Grande Medical Center | Casa Grande | $2,113.61 | $19.20 – $103.61 |