Ghs ng placement w fluoro guidance at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.48 with United vs $5,364.56 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $41.48
Health Choice Medicaid|All Plans $41.48
United Medicare|Dual Complete $415.03
Mercy Care Plan Medicare|All Plans $425.30
Aetna Medicare|All Plans $425.30
Care 1st Medicare|All Plans $425.30
First Health Medicare|All Plans $425.30
BCBS - AZ Medicare|All Plans $425.30
Health Choice Medicare|All Plans $425.30
Mercy Care Plan Medicaid|All Plans $425.30
Optum Medicare|OptumCare $425.30
United Medicare|All Other Plans $425.30
Cigna Medicare|All Plans $425.30
Humana Medicare|All Plans $425.30
Devoted Health Medicare|All Plans $438.06
Optum Medicare|OptumHealth $467.83
BCBS - AZ Commercial|MaricopaFocus $2,714.71
BCBS - AZ Commercial|Neighborhood $2,714.71
BCBS - AZ Commercial|All Other Plans $3,619.62
BCBS - AZ Commercial|Workers Comp $5,364.56
Other Commercial|NTN not published by hospital
Optum Commercial|OptumHealth not published by hospital
MultiPlan Commercial|All Plans not published by hospital
First Health Commercial|All Plans not published by hospital
United Commercial|DignityHealthEmployee not published by hospital
Health Net Commercial|Interlink not published by hospital
Cigna Commercial|LifeSource not published by hospital
LifeTrac Commercial|All Plans not published by hospital

Visitor-reported prices

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Ghs ng placement w fluoro guidance at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $321.13 $195.91 – $701.75
Banner Estrella Medical Center Phoenix $347.14 $195.91 – $701.75
Arizona General Hospital Laveen Phoenix not published $41.48 – $438.06
Mercy Gilbert Medical Center Gilbert $256.58 $41.48 – $736.89
Banner University Medical Center Tucson Tucson $158.27 $152.60 – $701.75
Banner University Medical Center South Tucson $229.77 $152.60 – $701.75
Banner Baywood Medical Center Mesa $306.77 $195.91 – $701.75
Banner Boswell Medical Center Sun City $259.23 $195.91 – $717.60

All Arizona hospitals for this procedure →