Ghs fish hybrid in situ 100-300 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$644.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,686.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.50 with United vs $219.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $21.50 ↓ -97%
United Commercial|Options PPO $30.71 ↓ -95%
United Commercial|All Other Plans $30.71 ↓ -95%
United Commercial|DignityHealthEmployee $41.61 ↓ -94%
Mercy Care Plan Medicare|All Plans $51.19 ↓ -92%
Aetna Medicare|All Plans $51.19 ↓ -92%
Mercy Care Plan Medicaid|All Plans $51.19 ↓ -92%
First Health Medicare|All Plans $51.19 ↓ -92%
BCBS - AZ Medicare|All Plans $51.19 ↓ -92%
Humana Medicare|All Plans $51.19 ↓ -92%
Optum Medicare|OptumCare $51.19 ↓ -92%
Care 1st Medicare|All Plans $51.19 ↓ -92%
United Medicare|All Other Plans $51.19 ↓ -92%
United Medicare|Dual Complete $51.19 ↓ -92%
Health Choice Medicare|All Plans $51.19 ↓ -92%
Health Choice Medicaid|All Plans $51.19 ↓ -92%
Cigna Medicare|All Plans $51.19 ↓ -92%
United Medicaid|All Plans $52.47 ↓ -92%
Optum Medicare|OptumHealth $56.31 ↓ -91%
Optum Commercial|OptumHealth $102.93 ↓ -84%
Cigna Commercial|Exchange $106.46 ↓ -83%
Cigna Commercial|LocalPlus SureFit $113.78 ↓ -82%
Cigna Commercial|LifeSource $120.45 ↓ -81%
Other Commercial|NTN $131.40 ↓ -80%
LifeTrac Commercial|All Plans $142.35 ↓ -78%
Cigna Commercial|All Other Plans $149.72 ↓ -77%
Health Net Commercial|Interlink $153.30 ↓ -76%
First Health Commercial|All Plans $153.30 ↓ -76%
Aetna Commercial|All Plans $161.14 ↓ -75%
MultiPlan Commercial|All Plans $173.01 ↓ -73%
BCBS - AZ Commercial|Neighborhood $199.87 ↓ -69%
BCBS - AZ Commercial|MaricopaFocus $199.87 ↓ -69%
BCBS - AZ Commercial|Workers Comp $219.00 ↓ -66%
BCBS - AZ Commercial|All Other Plans $219.00 ↓ -66%

Visitor-reported prices

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Ghs fish hybrid in situ 100-300 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $61.01 $51.19 – $185.25
Banner Estrella Medical Center Phoenix $54.83 $51.19 – $185.25
Arizona General Hospital Laveen Phoenix $59.77 $30.71 – $249.14
Mercy Gilbert Medical Center Gilbert $187.95 $28.67 – $157.67
Banner University Medical Center Tucson Tucson $51.45 $51.19 – $168.00
Banner University Medical Center South Tucson $49.56 $51.19 – $168.00
Banner Baywood Medical Center Mesa $52.61 $51.19 – $185.25
Banner Boswell Medical Center Sun City $53.35 $51.19 – $197.60

All Arizona hospitals for this procedure →