Ghs bladder cath - complex-foley at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$243.72

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$638.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$79.39 with Health Choice vs $2,985.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $79.39 ↓ -67%
United Medicaid|All Plans $79.39 ↓ -67%
United Commercial|DignityHealthEmployee $120.84 ↓ -50%
United Medicare|Dual Complete $162.73 ↓ -33%
Care 1st Medicare|All Plans $166.76 ↓ -32%
Humana Medicare|All Plans $166.76 ↓ -32%
Optum Medicare|OptumCare $166.76 ↓ -32%
Aetna Medicare|All Plans $166.76 ↓ -32%
First Health Medicare|All Plans $166.76 ↓ -32%
United Medicare|All Other Plans $166.76 ↓ -32%
Cigna Medicare|All Plans $166.76 ↓ -32%
BCBS - AZ Medicare|All Plans $166.76 ↓ -32%
Health Choice Medicare|All Plans $166.76 ↓ -32%
Mercy Care Plan Medicaid|All Plans $166.76 ↓ -32%
Mercy Care Plan Medicare|All Plans $166.76 ↓ -32%
Devoted Health Medicare|All Plans $171.76 ↓ -30%
Optum Medicare|OptumHealth $183.44 ↓ -25%
BCBS - AZ Commercial|MaricopaFocus $236.57 ↓ -3%
BCBS - AZ Commercial|Neighborhood $236.57 ↓ -3%
Optum Commercial|OptumHealth $298.92 ↑ +23%
BCBS - AZ Commercial|All Other Plans $315.42 ↑ +29%
Cigna Commercial|LifeSource $349.80 ↑ +44%
Other Commercial|NTN $381.60 ↑ +57%
LifeTrac Commercial|All Plans $413.40 ↑ +70%
Connected Care Commercial|Intel $419.76 ↑ +72%
Health Net Commercial|Interlink $445.20 ↑ +83%
First Health Commercial|All Plans $445.20 ↑ +83%
BCBS - AZ Commercial|Workers Comp $467.48 ↑ +92%
MultiPlan Commercial|All Plans $502.44 ↑ +106%
Cigna Commercial|Exchange $2,119.00 ↑ +769%
Cigna Commercial|LocalPlus SureFit $2,269.00 ↑ +831%
Cigna Commercial|All Other Plans $2,985.00 ↑ +1125%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs bladder cath - complex-foley at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $124.23 $101.17 – $275.15
Banner Estrella Medical Center Phoenix $134.29 $101.17 – $275.15
Arizona General Hospital Laveen Phoenix not published $79.39 – $171.77
Banner University Medical Center Tucson Tucson $84.22 $81.20 – $275.15
Banner University Medical Center South Tucson $122.26 $81.20 – $275.15
Banner Baywood Medical Center Mesa $118.67 $101.17 – $4,018.00
Banner Boswell Medical Center Sun City $100.28 $101.17 – $277.60
Banner Casa Grande Medical Center Casa Grande $96.12 $101.17 – $260.25

All Arizona hospitals for this procedure →