Generator emblem MRI sicd subq at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$21,670.86
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$56,730.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,092.70 with United vs $7,805.00 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $1,092.70 | ↓ -95% |
| United | Commercial|DignityHealthEmployee | $1,482.95 | ↓ -93% |
| Aetna | Commercial|All Plans | $3,043.95 | ↓ -86% |
| Optum | Commercial|OptumHealth | $3,668.35 | ↓ -83% |
| Cigna | Commercial|LifeSource | $4,292.75 | ↓ -80% |
| Connected Care | Commercial|Intel | $4,370.80 | ↓ -80% |
| Other | Commercial|NTN | $4,683.00 | ↓ -78% |
| LifeTrac | Commercial|All Plans | $5,073.25 | ↓ -77% |
| First Health | Commercial|All Plans | $5,463.50 | ↓ -75% |
| Health Net | Commercial|Interlink | $5,463.50 | ↓ -75% |
| MultiPlan | Commercial|All Plans | $6,165.95 | ↓ -72% |
| BCBS - AZ | Commercial|Neighborhood | $7,805.00 | ↓ -64% |
| BCBS - AZ | Commercial|Workers Comp | $7,805.00 | ↓ -64% |
| BCBS - AZ | Commercial|MaricopaFocus | $7,805.00 | ↓ -64% |
| BCBS - AZ | Commercial|All Other Plans | $7,805.00 | ↓ -64% |
Visitor-reported prices
Comments
Generator emblem MRI sicd subq at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $33,179.71 | $8,760.00 – $32,850.00 |
| Banner Estrella Medical Center | Phoenix | $34,055.74 | $8,760.00 – $44,930.25 |
| Mercy Gilbert Medical Center | Gilbert | $33,364.25 | $5,221.16 – $33,383.00 |
| Banner University Medical Center Tucson | Tucson | $27,485.50 | $8,760.00 – $38,332.50 |
| Banner University Medical Center South | Tucson | $18,396.67 | $8,760.00 – $35,040.00 |
| Banner Baywood Medical Center | Mesa | $27,601.58 | $8,760.00 – $44,930.25 |
| Banner Boswell Medical Center | Sun City | $30,442.11 | $8,760.00 – $35,040.00 |
| Banner Del Webb Medical Center | Sun City West | $35,588.80 | $8,760.00 – $35,040.00 |