Fracture assessment via dxa at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$101.23

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$265.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.40 with United vs $265.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $35.40 ↓ -65%
United Commercial|DignityHealthEmployee $50.35 ↓ -50%
United Medicare|Dual Complete $91.58 ↓ -10%
Care 1st Medicare|All Plans $93.85 ↓ -7%
Cigna Medicare|All Plans $93.85 ↓ -7%
Aetna Medicare|All Plans $93.85 ↓ -7%
BCBS - AZ Medicare|All Plans $93.85 ↓ -7%
First Health Medicare|All Plans $93.85 ↓ -7%
Mercy Care Plan Medicaid|All Plans $93.85 ↓ -7%
Health Choice Medicare|All Plans $93.85 ↓ -7%
Mercy Care Plan Medicare|All Plans $93.85 ↓ -7%
Humana Medicare|All Plans $93.85 ↓ -7%
Optum Medicare|OptumCare $93.85 ↓ -7%
Health Choice Medicaid|All Plans $93.85 ↓ -7%
United Medicare|All Other Plans $93.85 ↓ -7%
Optum Medicare|OptumHealth $103.23 ↑ +2%
Optum Commercial|OptumHealth $124.55 ↑ +23%
BCBS - AZ Commercial|MaricopaFocus $137.21 ↑ +36%
BCBS - AZ Commercial|Neighborhood $137.21 ↑ +36%
Cigna Commercial|LifeSource $145.75 ↑ +44%
Aetna Commercial|All Plans $151.92 ↑ +50%
Other Commercial|NTN $159.00 ↑ +57%
LifeTrac Commercial|All Plans $172.25 ↑ +70%
BCBS - AZ Commercial|All Other Plans $182.95 ↑ +81%
First Health Commercial|All Plans $185.50 ↑ +83%
Health Net Commercial|Interlink $185.50 ↑ +83%
Cigna Commercial|Exchange $189.46 ↑ +87%
United Commercial|Navigate $194.81 ↑ +92%
United Commercial|Options PPO $194.81 ↑ +92%
United Commercial|All Other Plans $194.81 ↑ +92%
Cigna Commercial|LocalPlus SureFit $202.81 ↑ +100%
MultiPlan Commercial|All Plans $209.35 ↑ +107%
BCBS - AZ Commercial|Workers Comp $265.00 ↑ +162%
Cigna Commercial|All Other Plans $265.00 ↑ +162%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Fracture assessment via dxa at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $76.14 $53.23 – $202.50
Banner Estrella Medical Center Phoenix $70.47 $58.65 – $202.50
Mercy Gilbert Medical Center Gilbert $87.09 $35.40 – $272.58
Banner Baywood Medical Center Mesa $77.76 $58.65 – $202.50
Banner Ironwood Medical Center San Tan Valley $63.45 $58.65 – $202.50
Banner Gateway Medical Center Gilbert $80.19 $58.65 – $202.50
Banner Goldfield Medical Center Apache Junction $51.30 $58.65 – $202.50
Banner Payson Medical Center Payson $81.09 $58.65 – $137.70

All Arizona hospitals for this procedure →