Flutemetamol f18 diagnostic at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,278.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,199.97

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.00 with Aetna vs $8,847.98 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|All Plans $100.00 ↓ -98%
United Commercial|Navigate $874.40 ↓ -80%
United Commercial|Options PPO $926.86 ↓ -78%
United Commercial|All Other Plans $926.86 ↓ -78%
United Medicare|Dual Complete $1,941.40 ↓ -55%
Mercy Care Plan Medicare|All Plans $1,989.44 ↓ -54%
First Health Medicare|All Plans $1,989.44 ↓ -54%
Health Choice Medicaid|All Plans $1,989.44 ↓ -54%
Humana Medicare|All Plans $1,989.44 ↓ -54%
Optum Medicare|OptumCare $1,989.44 ↓ -54%
Care 1st Medicare|All Plans $1,989.44 ↓ -54%
Aetna Medicare|All Plans $1,989.44 ↓ -54%
United Medicare|All Other Plans $1,989.44 ↓ -54%
Mercy Care Plan Medicaid|All Plans $1,989.44 ↓ -54%
Cigna Medicare|All Plans $1,989.44 ↓ -54%
BCBS - AZ Medicare|All Plans $1,989.44 ↓ -54%
Health Choice Medicare|All Plans $1,989.44 ↓ -54%
United Commercial|DignityHealthEmployee $2,128.00 ↓ -50%
Optum Medicare|OptumHealth $2,188.38 ↓ -49%
United Medicaid|All Plans $3,280.00 ↓ -23%
Cigna Commercial|Exchange $4,047.36 ↓ -5%
Cigna Commercial|LocalPlus SureFit $4,341.12 ↑ +1%
Optum Commercial|OptumHealth $5,263.99 ↑ +23%
Cigna Commercial|All Other Plans $5,712.00 ↑ +34%
Cigna Commercial|LifeSource $6,159.99 ↑ +44%
BCBS - AZ Commercial|All Other Plans $6,528.00 ↑ +53%
BCBS - AZ Commercial|Workers Comp $6,528.00 ↑ +53%
BCBS - AZ Commercial|Neighborhood $6,528.00 ↑ +53%
BCBS - AZ Commercial|MaricopaFocus $6,528.00 ↑ +53%
Other Commercial|NTN $6,719.99 ↑ +57%
LifeTrac Commercial|All Plans $7,279.99 ↑ +70%
Health Net Commercial|Interlink $7,839.98 ↑ +83%
First Health Commercial|All Plans $7,839.98 ↑ +83%
MultiPlan Commercial|All Plans $8,847.98 ↑ +107%

Visitor-reported prices

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