Fetal fibronectin at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$303.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$795.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.05 with United vs $628.05 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $27.05 ↓ -91%
United Commercial|Options PPO $38.65 ↓ -87%
United Commercial|All Other Plans $38.65 ↓ -87%
Care 1st Medicare|All Plans $64.41 ↓ -79%
Aetna Medicare|All Plans $64.41 ↓ -79%
Mercy Care Plan Medicare|All Plans $64.41 ↓ -79%
First Health Medicare|All Plans $64.41 ↓ -79%
Health Choice Medicaid|All Plans $64.41 ↓ -79%
Humana Medicare|All Plans $64.41 ↓ -79%
Optum Medicare|OptumCare $64.41 ↓ -79%
United Medicare|All Other Plans $64.41 ↓ -79%
United Medicare|Dual Complete $64.41 ↓ -79%
Mercy Care Plan Medicaid|All Plans $64.41 ↓ -79%
Cigna Medicare|All Plans $64.41 ↓ -79%
BCBS - AZ Medicare|All Plans $64.41 ↓ -79%
Health Choice Medicare|All Plans $64.41 ↓ -79%
United Medicaid|All Plans $66.02 ↓ -78%
Optum Medicare|OptumHealth $70.85 ↓ -77%
Cigna Commercial|Exchange $133.98 ↓ -56%
Cigna Commercial|LocalPlus SureFit $143.20 ↓ -53%
United Commercial|DignityHealthEmployee $151.05 ↓ -50%
Cigna Commercial|All Other Plans $188.42 ↓ -38%
Aetna Commercial|All Plans $202.75 ↓ -33%
BCBS - AZ Commercial|MaricopaFocus $221.97 ↓ -27%
BCBS - AZ Commercial|Neighborhood $221.97 ↓ -27%
BCBS - AZ Commercial|All Other Plans $295.96 ↓ -3%
Optum Commercial|OptumHealth $373.65 ↑ +23%
BCBS - AZ Commercial|Workers Comp $436.74 ↑ +44%
Cigna Commercial|LifeSource $437.25 ↑ +44%
Other Commercial|NTN $477.00 ↑ +57%
LifeTrac Commercial|All Plans $516.75 ↑ +70%
Health Net Commercial|Interlink $556.50 ↑ +83%
First Health Commercial|All Plans $556.50 ↑ +83%
MultiPlan Commercial|All Plans $628.05 ↑ +107%

Visitor-reported prices

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Fetal fibronectin at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $31.04 $64.41 – $145.50
Banner Estrella Medical Center Phoenix $30.65 $64.41 – $145.50
Arizona General Hospital Laveen Phoenix $178.85 $38.64 – $638.08
Mercy Gilbert Medical Center Gilbert $279.95 $64.41 – $876.26
Banner University Medical Center Tucson Tucson $31.43 $64.41 – $155.20
Banner University Medical Center South Tucson $30.26 $64.41 – $155.20
Banner Baywood Medical Center Mesa $24.64 $64.41 – $145.50
Banner Boswell Medical Center Sun City $29.29 $64.41 – $155.20

All Arizona hospitals for this procedure →