Exercise w/hemodynamic meas at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$605.09
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,584.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$228.87 with United vs $1,251.36 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $228.87 | ↓ -62% |
| BCBS - AZ | Commercial|Neighborhood | $269.40 | ↓ -55% |
| BCBS - AZ | Commercial|MaricopaFocus | $269.40 | ↓ -55% |
| United | Commercial|DignityHealthEmployee | $300.96 | ↓ -50% |
| BCBS - AZ | Commercial|All Other Plans | $359.20 | ↓ -41% |
| BCBS - AZ | Commercial|Workers Comp | $530.06 | ↓ -12% |
| Cigna | Commercial|Exchange | $554.40 | ↓ -8% |
| Cigna | Commercial|LocalPlus SureFit | $601.92 | ↓ -1% |
| Optum | Commercial|OptumHealth | $744.48 | ↑ +23% |
| Cigna | Commercial|All Other Plans | $776.16 | ↑ +28% |
| Cigna | Commercial|LifeSource | $871.20 | ↑ +44% |
| Other | Commercial|NTN | $950.40 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $1,029.60 | ↑ +70% |
| Connected Care | Commercial|Intel | $1,045.44 | ↑ +73% |
| First Health | Commercial|All Plans | $1,108.80 | ↑ +83% |
| Health Net | Commercial|Interlink | $1,108.80 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $1,251.36 | ↑ +107% |
Visitor-reported prices
Comments
Exercise w/hemodynamic meas at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $340.26 | $104.51 – $12,389.00 |
| Banner University Medical Center Tucson | Tucson | $90.94 | $86.20 – $13,103.00 |
| Banner University Medical Center South | Tucson | $49.57 | $86.20 – $13,103.00 |
| Banner Boswell Medical Center | Sun City | $252.95 | $205.12 – $12,389.00 |
| Banner Thunderbird Medical Center | Glendale | $269.64 | $72.99 – $12,389.00 |