Established Patient Office Visit (level 2) at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$137.91
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$361.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$24.67 with United vs $3,503.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $24.67 | ↓ -82% |
| Health Choice | Medicaid|All Plans | $24.67 | ↓ -82% |
| United | Commercial|DignityHealthEmployee | $68.59 | ↓ -50% |
| Optum | Commercial|OptumHealth | $169.67 | ↑ +23% |
| Cigna | Commercial|LifeSource | $198.55 | ↑ +44% |
| Connected Care | Commercial|Intel | $198.55 | ↑ +44% |
| Other | Commercial|NTN | $216.60 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $234.65 | ↑ +70% |
| First Health | Commercial|All Plans | $238.26 | ↑ +73% |
| Health Net | Commercial|Interlink | $252.70 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $285.19 | ↑ +107% |
| Cigna | Commercial|Exchange | $3,503.00 | ↑ +2440% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 2) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $559.34 | $43.00 – $161.25 |
| Banner Estrella Medical Center | Phoenix | $572.57 | $43.00 – $161.25 |
| Mercy Gilbert Medical Center | Gilbert | $78.97 | $15.40 – $321.00 |
| Banner University Medical Center Tucson | Tucson | $521.12 | $35.00 – $140.00 |
| Banner University Medical Center South | Tucson | $58.98 | $35.00 – $140.00 |
| Banner Baywood Medical Center | Mesa | $201.46 | $12.00 – $54.54 |
| Banner Boswell Medical Center | Sun City | $51.85 | $43.00 – $172.00 |
| Banner Casa Grande Medical Center | Casa Grande | $398.37 | $12.00 – $54.54 |