Ep induct arrhy by elect pacing at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,500.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,928.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$243.87 with United vs $3,928.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $243.87 ↓ -84%
United Commercial|DignityHealthEmployee $746.32 ↓ -50%
United Medicare|Dual Complete $1,262.65 ↓ -16%
Aetna Medicare|All Plans $1,293.89 ↓ -14%
Care 1st Medicare|All Plans $1,293.89 ↓ -14%
Humana Medicare|All Plans $1,293.89 ↓ -14%
Optum Medicare|OptumCare $1,293.89 ↓ -14%
First Health Medicare|All Plans $1,293.89 ↓ -14%
United Medicare|All Other Plans $1,293.89 ↓ -14%
Cigna Medicare|All Plans $1,293.89 ↓ -14%
BCBS - AZ Medicare|All Plans $1,293.89 ↓ -14%
Health Choice Medicaid|All Plans $1,293.89 ↓ -14%
Health Choice Medicare|All Plans $1,293.89 ↓ -14%
Mercy Care Plan Medicaid|All Plans $1,293.89 ↓ -14%
Mercy Care Plan Medicare|All Plans $1,293.89 ↓ -14%
Optum Medicare|OptumHealth $1,423.28 ↓ -5%
United Commercial|Navigate $1,819.00 ↑ +21%
Optum Commercial|OptumHealth $1,846.16 ↑ +23%
Cigna Commercial|LifeSource $2,160.40 ↑ +44%
Other Commercial|NTN $2,356.80 ↑ +57%
LifeTrac Commercial|All Plans $2,553.20 ↑ +70%
Connected Care Commercial|Intel $2,592.48 ↑ +73%
United Commercial|All Other Plans $2,677.00 ↑ +78%
First Health Commercial|All Plans $2,749.60 ↑ +83%
Health Net Commercial|Interlink $2,749.60 ↑ +83%
MultiPlan Commercial|All Plans $3,103.12 ↑ +107%
United Commercial|Options PPO $3,293.00 ↑ +119%
BCBS - AZ Commercial|MaricopaFocus $3,662.40 ↑ +144%
BCBS - AZ Commercial|Neighborhood $3,662.40 ↑ +144%
BCBS - AZ Commercial|All Other Plans $3,928.00 ↑ +162%
BCBS - AZ Commercial|Workers Comp $3,928.00 ↑ +162%

Visitor-reported prices

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Ep induct arrhy by elect pacing at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,324.36 $806.77 – $3,390.00
Banner Estrella Medical Center Phoenix $1,487.08 $806.77 – $3,390.00
Banner Boswell Medical Center Sun City $1,093.84 $806.77 – $3,616.00
Banner Desert Medical Center Mesa $1,455.44 $806.77 – $3,390.00
Banner Thunderbird Medical Center Glendale $1,292.72 $72.99 – $3,390.00
Yavapai Regional Medical Center (East) Prescott $330.94 $243.87 – $472.76

All Arizona hospitals for this procedure →