Endoscopy swallow (fees) vid at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$497.37
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,302.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$69.74 with United vs $1,028.58 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $69.74 | ↓ -86% |
| United | Commercial|Navigate | $162.00 | ↓ -67% |
| United | Commercial|DignityHealthEmployee | $247.38 | ↓ -50% |
| Cigna | Commercial|Exchange | $280.00 | ↓ -44% |
| Cigna | Commercial|LocalPlus SureFit | $300.00 | ↓ -40% |
| United | Commercial|All Other Plans | $354.00 | ↓ -29% |
| Cigna | Commercial|All Other Plans | $395.00 | ↓ -21% |
| BCBS - AZ | Commercial|MaricopaFocus | $397.04 | ↓ -20% |
| BCBS - AZ | Commercial|Neighborhood | $397.04 | ↓ -20% |
| United | Commercial|Options PPO | $434.00 | ↓ -13% |
| BCBS - AZ | Commercial|All Other Plans | $529.38 | ↑ +6% |
| Optum | Commercial|OptumHealth | $611.94 | ↑ +23% |
| Cigna | Commercial|LifeSource | $716.10 | ↑ +44% |
| BCBS - AZ | Commercial|Workers Comp | $781.18 | ↑ +57% |
| Other | Commercial|NTN | $781.20 | ↑ +57% |
| Connected Care | Commercial|Intel | $820.26 | ↑ +65% |
| LifeTrac | Commercial|All Plans | $846.30 | ↑ +70% |
| First Health | Commercial|All Plans | $911.40 | ↑ +83% |
| Health Net | Commercial|Interlink | $911.40 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $1,028.58 | ↑ +107% |
Visitor-reported prices
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Endoscopy swallow (fees) vid at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $176.38 | $81.00 – $537.75 |
| Banner Estrella Medical Center | Phoenix | $192.87 | $81.00 – $537.75 |
| Arizona General Hospital Laveen | Phoenix | $192.82 | $69.74 – $687.92 |
| Banner University Medical Center Tucson | Tucson | $97.65 | $71.80 – $337.77 |
| Banner University Medical Center South | Tucson | $70.72 | $71.80 – $287.20 |
| Banner Baywood Medical Center | Mesa | $121.17 | $81.00 – $537.75 |
| Banner Desert Medical Center | Mesa | $170.65 | $81.00 – $537.75 |
| Banner Ironwood Medical Center | San Tan Valley | $101.10 | $81.00 – $537.75 |