Electrophysiologic study at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$5,933.61
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$15,533.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$345.44 with United vs $28,096.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $345.44 | ↓ -94% |
| United | Commercial|Navigate | $1,819.00 | ↓ -69% |
| United | Commercial|All Other Plans | $2,677.00 | ↓ -55% |
| United | Commercial|DignityHealthEmployee | $2,951.27 | ↓ -50% |
| United | Commercial|Options PPO | $3,293.00 | ↓ -45% |
| Optum | Commercial|OptumHealth | $7,300.51 | ↑ +23% |
| United | Medicare|Dual Complete | $7,892.23 | ↑ +33% |
| Care 1st | Medicare|All Plans | $8,087.55 | ↑ +36% |
| Humana | Medicare|All Plans | $8,087.55 | ↑ +36% |
| Optum | Medicare|OptumCare | $8,087.55 | ↑ +36% |
| Aetna | Medicare|All Plans | $8,087.55 | ↑ +36% |
| First Health | Medicare|All Plans | $8,087.55 | ↑ +36% |
| United | Medicare|All Other Plans | $8,087.55 | ↑ +36% |
| Cigna | Medicare|All Plans | $8,087.55 | ↑ +36% |
| BCBS - AZ | Medicare|All Plans | $8,087.55 | ↑ +36% |
| Health Choice | Medicaid|All Plans | $8,087.55 | ↑ +36% |
| Health Choice | Medicare|All Plans | $8,087.55 | ↑ +36% |
| Mercy Care Plan | Medicaid|All Plans | $8,087.55 | ↑ +36% |
| Mercy Care Plan | Medicare|All Plans | $8,087.55 | ↑ +36% |
| Cigna | Commercial|LifeSource | $8,543.15 | ↑ +44% |
| Optum | Medicare|OptumHealth | $8,896.31 | ↑ +50% |
| Other | Commercial|NTN | $9,319.80 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $10,096.45 | ↑ +70% |
| Connected Care | Commercial|Intel | $10,251.78 | ↑ +73% |
| First Health | Commercial|All Plans | $10,873.10 | ↑ +83% |
| Health Net | Commercial|Interlink | $10,873.10 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $12,271.07 | ↑ +107% |
| BCBS - AZ | Commercial|All Other Plans | $15,533.00 | ↑ +162% |
| BCBS - AZ | Commercial|Workers Comp | $15,533.00 | ↑ +162% |
| BCBS - AZ | Commercial|MaricopaFocus | $15,533.00 | ↑ +162% |
| BCBS - AZ | Commercial|Neighborhood | $15,533.00 | ↑ +162% |
| Aetna | Commercial|All Plans | $28,096.00 | ↑ +374% |
Visitor-reported prices
Comments
Electrophysiologic study at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $3,224.17 | $4,406.90 – $13,344.46 |
| Banner Estrella Medical Center | Phoenix | $3,620.32 | $3,851.40 – $13,344.46 |
| Banner Baywood Medical Center | Mesa | $1,089.40 | $3,851.40 – $13,344.46 |
| Banner Desert Medical Center | Mesa | $3,543.29 | $3,851.40 – $13,344.46 |
| Banner Heart Hospital | Mesa | $3,147.14 | $3,851.40 – $13,344.46 |
| Banner Thunderbird Medical Center | Glendale | $3,147.14 | $72.99 – $13,344.46 |
| Yavapai Regional Medical Center (East) | Prescott | $12,427.02 | $345.44 – $537.42 |