Eeg 41-60 minutes 95812-26 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$691.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,811.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$323.88 with United vs $1,811.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|Dual Complete $323.88 ↓ -53%
Humana Medicare|All Plans $331.90 ↓ -52%
Optum Medicare|OptumCare $331.90 ↓ -52%
Care 1st Medicare|All Plans $331.90 ↓ -52%
Aetna Medicare|All Plans $331.90 ↓ -52%
First Health Medicare|All Plans $331.90 ↓ -52%
United Medicare|All Other Plans $331.90 ↓ -52%
Cigna Medicare|All Plans $331.90 ↓ -52%
BCBS - AZ Medicare|All Plans $331.90 ↓ -52%
Health Choice Medicaid|All Plans $331.90 ↓ -52%
Health Choice Medicare|All Plans $331.90 ↓ -52%
Mercy Care Plan Medicaid|All Plans $331.90 ↓ -52%
Mercy Care Plan Medicare|All Plans $331.90 ↓ -52%
United Commercial|DignityHealthEmployee $344.09 ↓ -50%
Optum Medicare|OptumHealth $365.09 ↓ -47%
United Medicaid|All Plans $367.27 ↓ -47%
United Commercial|Navigate $827.00 ↑ +20%
Optum Commercial|OptumHealth $851.17 ↑ +23%
Cigna Commercial|LifeSource $996.05 ↑ +44%
BCBS - AZ Commercial|MaricopaFocus $1,069.55 ↑ +55%
BCBS - AZ Commercial|Neighborhood $1,069.55 ↑ +55%
Other Commercial|NTN $1,086.60 ↑ +57%
LifeTrac Commercial|All Plans $1,177.15 ↑ +70%
United Commercial|All Other Plans $1,220.00 ↑ +76%
Health Net Commercial|Interlink $1,267.70 ↑ +83%
First Health Commercial|All Plans $1,267.70 ↑ +83%
BCBS - AZ Commercial|All Other Plans $1,426.06 ↑ +106%
MultiPlan Commercial|All Plans $1,430.69 ↑ +107%
United Commercial|Options PPO $1,715.00 ↑ +148%
BCBS - AZ Commercial|Workers Comp $1,811.00 ↑ +162%

Visitor-reported prices

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Eeg 41-60 minutes 95812-26 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $749.13 $191.73 – $1,328.25
Banner Estrella Medical Center Phoenix $517.13 $191.73 – $1,328.25
Mercy Gilbert Medical Center Gilbert $210.33 $119.70 – $658.35
Banner University Medical Center Tucson Tucson $923.88 $191.73 – $1,695.20
Banner University Medical Center South Tucson $459.82 $191.73 – $1,695.20
Banner Baywood Medical Center Mesa $471.09 $191.73 – $1,328.25
Banner Boswell Medical Center Sun City $387.85 $191.73 – $1,416.80
Banner Del Webb Medical Center Sun City West $462.23 $191.73 – $1,416.80

All Arizona hospitals for this procedure →