Echocardiogram (Heart Ultrasound) at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,343.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,518.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$206.35 with United vs $2,111.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $206.35 ↓ -85%
United Commercial|DignityHealthEmployee $401.09 ↓ -70%
United Medicare|Dual Complete $570.28 ↓ -58%
Care 1st Medicare|All Plans $584.39 ↓ -57%
Humana Medicare|All Plans $584.39 ↓ -57%
Optum Medicare|OptumCare $584.39 ↓ -57%
Aetna Medicare|All Plans $584.39 ↓ -57%
First Health Medicare|All Plans $584.39 ↓ -57%
United Medicare|All Other Plans $584.39 ↓ -57%
Cigna Medicare|All Plans $584.39 ↓ -57%
BCBS - AZ Medicare|All Plans $584.39 ↓ -57%
Health Choice Medicaid|All Plans $584.39 ↓ -57%
Health Choice Medicare|All Plans $584.39 ↓ -57%
Mercy Care Plan Medicaid|All Plans $584.39 ↓ -57%
Mercy Care Plan Medicare|All Plans $584.39 ↓ -57%
Optum Medicare|OptumHealth $642.83 ↓ -52%
United Commercial|Navigate $729.00 ↓ -46%
Optum Commercial|OptumHealth $992.17 ↓ -26%
United Commercial|All Other Plans $1,073.00 ↓ -20%
Aetna Commercial|All Plans $1,118.83 ↓ -17%
Cigna Commercial|LifeSource $1,161.05 ↓ -14%
Other Commercial|NTN $1,266.60 ↓ -6%
United Commercial|Options PPO $1,322.00 ↓ -2%
LifeTrac Commercial|All Plans $1,372.15 ↑ +2%
First Health Commercial|All Plans $1,477.70 ↑ +10%
Health Net Commercial|Interlink $1,477.70 ↑ +10%
BCBS - AZ Commercial|Neighborhood $1,505.57 ↑ +12%
BCBS - AZ Commercial|MaricopaFocus $1,505.57 ↑ +12%
MultiPlan Commercial|All Plans $1,667.69 ↑ +24%
BCBS - AZ Commercial|All Other Plans $2,007.43 ↑ +49%
BCBS - AZ Commercial|Workers Comp $2,111.00 ↑ +57%

Visitor-reported prices

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Echocardiogram (Heart Ultrasound) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $658.79 $350.10 – $2,008.50
Banner Estrella Medical Center Phoenix $658.79 $350.10 – $2,008.50
Arizona General Hospital Laveen Phoenix $942.11 $206.35 – $3,361.14
Mercy Gilbert Medical Center Gilbert $1,008.36 $206.35 – $3,156.23
Banner University Medical Center Tucson Tucson $491.71 $290.50 – $1,891.20
Banner University Medical Center South Tucson $673.74 $290.50 – $1,891.20
Banner Baywood Medical Center Mesa $573.09 $350.10 – $2,008.50
Banner Boswell Medical Center Sun City $522.21 $350.10 – $2,142.40

All Arizona hospitals for this procedure →