Dup scan/lwr xtr vasc stdy bilat 93924 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$645.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,690.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$162.73 with United vs $1,690.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|Dual Complete $162.73 ↓ -75%
Humana Medicare|All Plans $166.76 ↓ -74%
Care 1st Medicare|All Plans $166.76 ↓ -74%
Optum Medicare|OptumCare $166.76 ↓ -74%
Aetna Medicare|All Plans $166.76 ↓ -74%
First Health Medicare|All Plans $166.76 ↓ -74%
United Medicare|All Other Plans $166.76 ↓ -74%
Cigna Medicare|All Plans $166.76 ↓ -74%
BCBS - AZ Medicare|All Plans $166.76 ↓ -74%
Health Choice Medicaid|All Plans $166.76 ↓ -74%
Health Choice Medicare|All Plans $166.76 ↓ -74%
Mercy Care Plan Medicaid|All Plans $166.76 ↓ -74%
Mercy Care Plan Medicare|All Plans $166.76 ↓ -74%
United Medicaid|All Plans $167.36 ↓ -74%
Devoted Health Medicare|All Plans $171.76 ↓ -73%
Optum Medicare|OptumHealth $183.44 ↓ -72%
United Commercial|DignityHealthEmployee $321.10 ↓ -50%
Cigna Commercial|Exchange $610.73 ↓ -5%
United Commercial|Navigate $641.00 ↓ -1%
Cigna Commercial|LocalPlus SureFit $653.74 ↑ +1%
Aetna Commercial|All Other Plans $659.10 ↑ +2%
Aetna Commercial|HMO $659.10 ↑ +2%
Aetna Commercial|PPO $659.10 ↑ +2%
Optum Commercial|OptumHealth $794.30 ↑ +23%
Cigna Commercial|All Other Plans $860.19 ↑ +33%
United Commercial|All Other Plans $875.00 ↑ +36%
Aetna Commercial|All Plans $895.70 ↑ +39%
United Commercial|Options PPO $907.00 ↑ +40%
Cigna Commercial|LifeSource $929.50 ↑ +44%
BCBS - AZ Commercial|MaricopaFocus $944.59 ↑ +46%
BCBS - AZ Commercial|Neighborhood $944.59 ↑ +46%
Other Commercial|NTN $1,014.00 ↑ +57%
LifeTrac Commercial|All Plans $1,098.50 ↑ +70%
First Health Commercial|All Plans $1,115.40 ↑ +73%
Health Net Commercial|Interlink $1,183.00 ↑ +83%
BCBS - AZ Commercial|All Other Plans $1,259.45 ↑ +95%
MultiPlan Commercial|All Plans $1,335.10 ↑ +107%
BCBS - AZ Commercial|Workers Comp $1,690.00 ↑ +162%

Visitor-reported prices

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Dup scan/lwr xtr vasc stdy bilat 93924 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $325.85 $166.76 – $918.75
Banner Estrella Medical Center Phoenix $276.85 $166.76 – $918.75
Arizona General Hospital Laveen Phoenix $173.13 $166.76 – $1,003.56
Banner University Medical Center Tucson Tucson $247.40 $166.76 – $622.40
Banner University Medical Center South Tucson $227.18 $166.76 – $622.40
Banner Baywood Medical Center Mesa $219.27 $166.76 – $918.75
Banner Boswell Medical Center Sun City $224.17 $166.76 – $980.00
Banner Casa Grande Medical Center Casa Grande $251.12 $166.76 – $918.75

All Arizona hospitals for this procedure →