Dialysis one evaluation at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$1,838.57
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,813.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$89.40 with United vs $3,802.27 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $89.40 | ↓ -95% |
| BCBS - AZ | Commercial|MaricopaFocus | $418.47 | ↓ -77% |
| BCBS - AZ | Commercial|Neighborhood | $418.47 | ↓ -77% |
| United | Medicare|Dual Complete | $442.89 | ↓ -76% |
| Aetna | Medicare|All Plans | $453.85 | ↓ -75% |
| Mercy Care Plan | Medicare|All Plans | $453.85 | ↓ -75% |
| First Health | Medicare|All Plans | $453.85 | ↓ -75% |
| Health Choice | Medicare|All Plans | $453.85 | ↓ -75% |
| Humana | Medicare|All Plans | $453.85 | ↓ -75% |
| Optum | Medicare|OptumCare | $453.85 | ↓ -75% |
| Care 1st | Medicare|All Plans | $453.85 | ↓ -75% |
| United | Medicare|All Other Plans | $453.85 | ↓ -75% |
| Mercy Care Plan | Medicaid|All Plans | $453.85 | ↓ -75% |
| Cigna | Medicare|All Plans | $453.85 | ↓ -75% |
| BCBS - AZ | Medicare|All Plans | $453.85 | ↓ -75% |
| Health Choice | Medicaid|All Plans | $453.85 | ↓ -75% |
| Optum | Medicare|OptumHealth | $499.24 | ↓ -73% |
| BCBS - AZ | Commercial|All Other Plans | $557.97 | ↓ -70% |
| BCBS - AZ | Commercial|Workers Comp | $823.36 | ↓ -55% |
| United | Commercial|DignityHealthEmployee | $914.47 | ↓ -50% |
| United | Commercial|Navigate | $927.00 | ↓ -50% |
| United | Commercial|All Other Plans | $1,361.00 | ↓ -26% |
| United | Commercial|Options PPO | $1,679.00 | ↓ -9% |
| Cigna | Commercial|Exchange | $1,684.55 | ↓ -8% |
| Cigna | Commercial|LocalPlus SureFit | $1,828.94 | ↓ -1% |
| Optum | Commercial|OptumHealth | $2,262.11 | ↑ +23% |
| Cigna | Commercial|All Other Plans | $2,358.37 | ↑ +28% |
| Aetna | Commercial|All Plans | $2,550.89 | ↑ +39% |
| Cigna | Commercial|LifeSource | $2,647.15 | ↑ +44% |
| Other | Commercial|NTN | $2,887.80 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $3,128.45 | ↑ +70% |
| Health Net | Commercial|Interlink | $3,369.10 | ↑ +83% |
| First Health | Commercial|All Plans | $3,369.10 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $3,802.27 | ↑ +107% |
Visitor-reported prices
Comments
Dialysis one evaluation at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Laveen | Phoenix | $338.24 | $89.40 – $1,206.71 |
| Mercy Gilbert Medical Center | Gilbert | $952.27 | $89.40 – $2,980.67 |
| Banner Desert Medical Center | Mesa | $181.74 | $189.84 – $748.85 |
| Yavapai Regional Medical Center (East) | Prescott | $2,438.22 | $89.40 – $2,348.55 |
| Arizona General Hospital Mesa | Mesa | $364.82 | $89.40 – $1,206.71 |
| Chandler Regional Medical Center | Chandler | $1,037.43 | $81.92 – $3,251.64 |