Diagnostic Mammogram (one breast) at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$276.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$723.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$131.60 with United vs $625.90 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $131.60 ↓ -52%
United Commercial|DignityHealthEmployee $137.37 ↓ -50%
Cigna Commercial|Exchange $182.03 ↓ -34%
United Commercial|Navigate $193.03 ↓ -30%
United Commercial|All Other Plans $193.03 ↓ -30%
United Commercial|Options PPO $193.03 ↓ -30%
Cigna Commercial|LocalPlus SureFit $194.85 ↓ -29%
Cigna Commercial|All Other Plans $256.38 ↓ -7%
BCBS - AZ Commercial|MaricopaFocus $318.11 ↑ +15%
BCBS - AZ Commercial|Neighborhood $318.11 ↑ +15%
Optum Commercial|OptumHealth $339.81 ↑ +23%
Cigna Commercial|LifeSource $397.65 ↑ +44%
BCBS - AZ Commercial|All Other Plans $424.15 ↑ +54%
Other Commercial|NTN $433.80 ↑ +57%
LifeTrac Commercial|All Plans $469.95 ↑ +70%
Health Net Commercial|Interlink $506.10 ↑ +83%
First Health Commercial|All Plans $506.10 ↑ +83%
Aetna Commercial|All Plans $545.82 ↑ +98%
MultiPlan Commercial|All Plans $571.17 ↑ +107%
BCBS - AZ Commercial|Workers Comp $625.90 ↑ +127%

Visitor-reported prices

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Diagnostic Mammogram (one breast) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $185.95 $81.20 – $381.03
Banner Baywood Medical Center Mesa $155.90 $81.20 – $381.03
Banner Del Webb Medical Center Sun City West $131.54 $81.20 – $381.03
Banner Gateway Medical Center Gilbert $169.30 $81.20 – $381.03
Banner Payson Medical Center Payson $99.06 $37.84 – $143.10
Banner Page Hospital Page $232.85 $24.99 – $155.82
Yavapai Regional Medical Center (East) Prescott $316.10 $72.25 – $138.18

All Arizona hospitals for this procedure →