Device ablt adv novasure at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$3,876.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,148.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$803.18 with United vs $5,737.00 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $803.18 | ↓ -79% |
| United | Commercial|DignityHealthEmployee | $1,090.03 | ↓ -72% |
| Aetna | Commercial|All Plans | $2,237.43 | ↓ -42% |
| Optum | Commercial|OptumHealth | $2,696.39 | ↓ -30% |
| BCBS - AZ | Commercial|Neighborhood | $3,071.19 | ↓ -21% |
| BCBS - AZ | Commercial|MaricopaFocus | $3,071.19 | ↓ -21% |
| Cigna | Commercial|LifeSource | $3,155.35 | ↓ -19% |
| Connected Care | Commercial|Intel | $3,212.72 | ↓ -17% |
| Other | Commercial|NTN | $3,442.20 | ↓ -11% |
| LifeTrac | Commercial|All Plans | $3,729.05 | ↓ -4% |
| Health Net | Commercial|Interlink | $4,015.90 | ↑ +4% |
| First Health | Commercial|All Plans | $4,015.90 | ↑ +4% |
| BCBS - AZ | Commercial|All Other Plans | $4,094.92 | ↑ +6% |
| MultiPlan | Commercial|All Plans | $4,532.23 | ↑ +17% |
| BCBS - AZ | Commercial|Workers Comp | $5,737.00 | ↑ +48% |
Visitor-reported prices
Comments
Device ablt adv novasure at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $4,709.36 | $1,191.44 – $4,578.75 |
| Banner Estrella Medical Center | Phoenix | $2,095.98 | $1,221.00 – $4,578.75 |
| Mercy Gilbert Medical Center | Gilbert | $8,648.63 | $1,323.56 – $7,279.58 |
| Banner University Medical Center Tucson | Tucson | $2,350.74 | $1,221.00 – $4,884.00 |
| Banner University Medical Center South | Tucson | $2,443.38 | $1,221.00 – $4,884.00 |
| Banner Baywood Medical Center | Mesa | $2,698.14 | $1,221.00 – $4,578.75 |
| Banner Boswell Medical Center | Sun City | $1,806.48 | $1,221.00 – $4,884.00 |
| Banner Casa Grande Medical Center | Casa Grande | $2,304.42 | $1,221.00 – $4,578.75 |