Debridement/bone/ea add 20 sq cm 11047 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,410.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,311.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.49 with United vs $4,985.69 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $100.49 ↓ -96%
Health Choice Medicaid|All Plans $100.49 ↓ -96%
BCBS - AZ Commercial|Neighborhood $1,187.47 ↓ -51%
BCBS - AZ Commercial|MaricopaFocus $1,187.47 ↓ -51%
United Commercial|DignityHealthEmployee $1,199.09 ↓ -50%
BCBS - AZ Commercial|All Other Plans $1,583.30 ↓ -34%
BCBS - AZ Commercial|Workers Comp $2,346.57 ↓ -3%
Optum Commercial|OptumHealth $2,966.17 ↑ +23%
Cigna Commercial|LifeSource $3,471.05 ↑ +44%
Other Commercial|NTN $3,786.60 ↑ +57%
LifeTrac Commercial|All Plans $4,102.15 ↑ +70%
Health Net Commercial|Interlink $4,417.70 ↑ +83%
First Health Commercial|All Plans $4,417.70 ↑ +83%
MultiPlan Commercial|All Plans $4,985.69 ↑ +107%

Visitor-reported prices

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Debridement/bone/ea add 20 sq cm 11047 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $725.72 $280.20 – $1,050.75
Arizona General Hospital Laveen Phoenix not published $100.49 – $1,026.23
Mercy Gilbert Medical Center Gilbert $1,330.13 $100.49 – $4,003.23
Banner Baywood Medical Center Mesa $537.98 $280.20 – $1,636.41
Banner Boswell Medical Center Sun City $337.87 $280.20 – $1,249.51
Banner Payson Medical Center Payson $344.88 $245.83 – $543.60
Yavapai Regional Medical Center (East) Prescott $7,743.52 $100.49 – $190.00
Chandler Regional Medical Center Chandler $1,449.08 $100.49 – $4,367.16

All Arizona hospitals for this procedure →