Debride nail6 or more 11721 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$166.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$435.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.68 with Health Choice vs $370.98 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $24.68 ↓ -85%
United Medicaid|All Plans $24.68 ↓ -85%
United Medicare|Dual Complete $61.78 ↓ -63%
Care 1st Medicare|All Plans $63.31 ↓ -62%
Aetna Medicare|All Plans $63.31 ↓ -62%
Mercy Care Plan Medicare|All Plans $63.31 ↓ -62%
First Health Medicare|All Plans $63.31 ↓ -62%
Health Choice Medicare|All Plans $63.31 ↓ -62%
Humana Medicare|All Plans $63.31 ↓ -62%
Optum Medicare|OptumCare $63.31 ↓ -62%
United Medicare|All Other Plans $63.31 ↓ -62%
Mercy Care Plan Medicaid|All Plans $63.31 ↓ -62%
Cigna Medicare|All Plans $63.31 ↓ -62%
BCBS - AZ Medicare|All Plans $63.31 ↓ -62%
Devoted Health Medicare|All Plans $65.21 ↓ -61%
Optum Medicare|OptumHealth $69.64 ↓ -58%
United Commercial|DignityHealthEmployee $82.65 ↓ -50%
BCBS - AZ Commercial|Neighborhood $187.73 ↑ +13%
BCBS - AZ Commercial|MaricopaFocus $187.73 ↑ +13%
Optum Commercial|OptumHealth $204.45 ↑ +23%
Cigna Commercial|LifeSource $239.25 ↑ +44%
BCBS - AZ Commercial|All Other Plans $250.31 ↑ +51%
Other Commercial|NTN $261.00 ↑ +57%
LifeTrac Commercial|All Plans $282.75 ↑ +70%
Health Net Commercial|Interlink $304.50 ↑ +83%
First Health Commercial|All Plans $304.50 ↑ +83%
MultiPlan Commercial|All Plans $343.65 ↑ +107%
BCBS - AZ Commercial|Workers Comp $370.98 ↑ +123%

Visitor-reported prices

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Debride nail6 or more 11721 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $144.52 $40.35 – $209.25
Arizona General Hospital Laveen Phoenix not published $24.68 – $65.21
Banner Baywood Medical Center Mesa $107.14 $40.35 – $209.25
Banner Boswell Medical Center Sun City $67.28 $40.35 – $223.20
Banner Casa Grande Medical Center Casa Grande $125.55 $40.35 – $209.25
Yavapai Regional Medical Center (East) Prescott $407.36 $24.68 – $53.00
Mercy Gilbert Medical Center Gilbert not published $24.68 – $63.31
Arizona General Hospital Mesa Mesa not published $24.68 – $65.21

All Arizona hospitals for this procedure →