Cystoscopy and treatment at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$5,365.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$14,045.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$254.62 with United vs $10,369.54 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $254.62 | ↓ -95% |
| Health Choice | Medicaid|All Plans | $254.62 | ↓ -95% |
| BCBS - AZ | Commercial|Neighborhood | $2,371.51 | ↓ -56% |
| BCBS - AZ | Commercial|MaricopaFocus | $2,371.51 | ↓ -56% |
| Cigna | Commercial|Exchange | $2,401.00 | ↓ -55% |
| United | Commercial|DignityHealthEmployee | $2,493.94 | ↓ -54% |
| Cigna | Commercial|LocalPlus SureFit | $2,570.00 | ↓ -52% |
| BCBS - AZ | Commercial|All Other Plans | $3,162.02 | ↓ -41% |
| Cigna | Commercial|All Other Plans | $3,381.00 | ↓ -37% |
| United | Medicare|Dual Complete | $3,587.20 | ↓ -33% |
| Care 1st | Medicare|All Plans | $3,675.98 | ↓ -31% |
| Humana | Medicare|All Plans | $3,675.98 | ↓ -31% |
| Optum | Medicare|OptumCare | $3,675.98 | ↓ -31% |
| Aetna | Medicare|All Plans | $3,675.98 | ↓ -31% |
| First Health | Medicare|All Plans | $3,675.98 | ↓ -31% |
| United | Medicare|All Other Plans | $3,675.98 | ↓ -31% |
| Cigna | Medicare|All Plans | $3,675.98 | ↓ -31% |
| BCBS - AZ | Medicare|All Plans | $3,675.98 | ↓ -31% |
| Health Choice | Medicare|All Plans | $3,675.98 | ↓ -31% |
| Mercy Care Plan | Medicaid|All Plans | $3,675.98 | ↓ -31% |
| Mercy Care Plan | Medicare|All Plans | $3,675.98 | ↓ -31% |
| Devoted Health | Medicare|All Plans | $3,786.26 | ↓ -29% |
| Optum | Medicare|OptumHealth | $4,043.58 | ↓ -25% |
| BCBS - AZ | Commercial|Workers Comp | $4,686.36 | ↓ -13% |
| Optum | Commercial|OptumHealth | $6,169.22 | ↑ +15% |
| Cigna | Commercial|LifeSource | $7,219.30 | ↑ +35% |
| Other | Commercial|NTN | $7,875.60 | ↑ +47% |
| LifeTrac | Commercial|All Plans | $8,531.90 | ↑ +59% |
| Connected Care | Commercial|Intel | $8,663.16 | ↑ +61% |
| Health Net | Commercial|Interlink | $9,188.20 | ↑ +71% |
| First Health | Commercial|All Plans | $9,188.20 | ↑ +71% |
| MultiPlan | Commercial|All Plans | $10,369.54 | ↑ +93% |
Visitor-reported prices
Comments
Cystoscopy and treatment at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | not published | $2,230.35 – $3,268.08 |
| Arizona General Hospital Laveen | Phoenix | not published | $254.62 – $3,786.26 |
| Yavapai Regional Medical Center (East) | Prescott | $374.71 | $254.62 – $535.30 |
| Mercy Gilbert Medical Center | Gilbert | not published | $254.62 – $3,675.98 |
| Banner University Medical Center Tucson | Tucson | not published | $2,230.35 – $2,788.18 |
| Banner University Medical Center South | Tucson | not published | $1,963.82 – $2,230.35 |
| Banner Baywood Medical Center | Mesa | not published | $2,230.35 – $3,268.08 |
| Banner Boswell Medical Center | Sun City | not published | $2,230.35 – $2,495.41 |