Culture body fluid at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$141.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$371.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.62 with United vs $28.00 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Navigate | $3.62 | ↓ -97% |
| United | Commercial|Options PPO | $5.17 | ↓ -96% |
| United | Commercial|All Other Plans | $5.17 | ↓ -96% |
| United | Commercial|DignityHealthEmployee | $5.32 | ↓ -96% |
| Mercy Care Plan | Medicare|All Plans | $8.62 | ↓ -94% |
| Aetna | Medicare|All Plans | $8.62 | ↓ -94% |
| Mercy Care Plan | Medicaid|All Plans | $8.62 | ↓ -94% |
| First Health | Medicare|All Plans | $8.62 | ↓ -94% |
| BCBS - AZ | Medicare|All Plans | $8.62 | ↓ -94% |
| Humana | Medicare|All Plans | $8.62 | ↓ -94% |
| Optum | Medicare|OptumCare | $8.62 | ↓ -94% |
| Care 1st | Medicare|All Plans | $8.62 | ↓ -94% |
| United | Medicare|Dual Complete | $8.62 | ↓ -94% |
| Health Choice | Medicare|All Plans | $8.62 | ↓ -94% |
| Health Choice | Medicaid|All Plans | $8.62 | ↓ -94% |
| Cigna | Medicare|All Plans | $8.62 | ↓ -94% |
| United | Medicare|All Other Plans | $8.62 | ↓ -94% |
| United | Medicaid|All Plans | $8.84 | ↓ -94% |
| Optum | Medicare|OptumHealth | $9.48 | ↓ -93% |
| Optum | Commercial|OptumHealth | $13.16 | ↓ -91% |
| Cigna | Commercial|LifeSource | $15.40 | ↓ -89% |
| Other | Commercial|NTN | $16.80 | ↓ -88% |
| Cigna | Commercial|Exchange | $17.92 | ↓ -87% |
| LifeTrac | Commercial|All Plans | $18.20 | ↓ -87% |
| Cigna | Commercial|LocalPlus SureFit | $19.15 | ↓ -86% |
| Health Net | Commercial|Interlink | $19.60 | ↓ -86% |
| First Health | Commercial|All Plans | $19.60 | ↓ -86% |
| MultiPlan | Commercial|All Plans | $22.12 | ↓ -84% |
| Cigna | Commercial|All Other Plans | $25.20 | ↓ -82% |
| Aetna | Commercial|All Plans | $27.13 | ↓ -81% |
| BCBS - AZ | Commercial|Workers Comp | $28.00 | ↓ -80% |
| BCBS - AZ | Commercial|Neighborhood | $28.00 | ↓ -80% |
| BCBS - AZ | Commercial|MaricopaFocus | $28.00 | ↓ -80% |
| BCBS - AZ | Commercial|All Other Plans | $28.00 | ↓ -80% |
Visitor-reported prices
Comments
Culture body fluid at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $60.33 | $8.62 – $19.50 |
| Banner Estrella Medical Center | Phoenix | $73.98 | $8.62 – $19.50 |
| Arizona General Hospital Laveen | Phoenix | $105.34 | $5.17 – $232.03 |
| Mercy Gilbert Medical Center | Gilbert | $185.98 | $4.76 – $26.18 |
| Banner University Medical Center Tucson | Tucson | $31.59 | $8.62 – $20.80 |
| Banner University Medical Center South | Tucson | $22.55 | $8.62 – $20.80 |
| Banner Baywood Medical Center | Mesa | $60.88 | $8.62 – $19.50 |
| Banner Behavioral Health Hospital | Scottsdale | $159.95 | $8.62 – $18.20 |