CT Scan of Abdomen and Pelvis (with contrast) at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,115.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,537.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$326.86 with Health Choice vs $4,374.23 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $326.86 ↓ -85%
United Medicaid|All Plans $326.86 ↓ -85%
United Medicare|Dual Complete $371.44 ↓ -82%
Optum Medicare|OptumCare $380.64 ↓ -82%
Mercy Care Plan Medicaid|All Plans $380.64 ↓ -82%
Health Choice Medicare|All Plans $380.64 ↓ -82%
BCBS - AZ Medicare|All Plans $380.64 ↓ -82%
Aetna Medicare|All Plans $380.64 ↓ -82%
United Medicare|All Other Plans $380.64 ↓ -82%
Humana Medicare|All Plans $380.64 ↓ -82%
Mercy Care Plan Medicare|All Plans $380.64 ↓ -82%
Cigna Medicare|All Plans $380.64 ↓ -82%
First Health Medicare|All Plans $380.64 ↓ -82%
Care 1st Medicare|All Plans $380.64 ↓ -82%
Devoted Health Medicare|All Plans $392.06 ↓ -81%
Optum Medicare|OptumHealth $418.70 ↓ -80%
United Commercial|All Other Plans $824.45 ↓ -61%
United Commercial|Navigate $824.45 ↓ -61%
United Commercial|Options PPO $824.45 ↓ -61%
Cigna Commercial|Exchange $1,018.00 ↓ -52%
United Commercial|DignityHealthEmployee $1,052.03 ↓ -50%
Cigna Commercial|LocalPlus SureFit $1,090.00 ↓ -48%
Connected Care Commercial|Intel $1,151.00 ↓ -46%
Cigna Commercial|All Other Plans $1,434.00 ↓ -32%
Aetna Commercial|All Plans $1,699.43 ↓ -20%
Optum Commercial|OptumHealth $2,602.39 ↑ +23%
Aetna Commercial|All Other Plans $2,757.84 ↑ +30%
Aetna Commercial|HMO $2,757.84 ↑ +30%
Aetna Commercial|PPO $2,757.84 ↑ +30%
Cigna Commercial|LifeSource $3,045.35 ↑ +44%
Other Commercial|NTN $3,322.20 ↑ +57%
LifeTrac Commercial|All Plans $3,599.05 ↑ +70%
First Health Commercial|All Plans $3,654.42 ↑ +73%
Health Net Commercial|Interlink $3,875.90 ↑ +83%
MultiPlan Commercial|All Plans $4,374.23 ↑ +107%

Visitor-reported prices

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CT Scan of Abdomen and Pelvis (with contrast) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $525.72 $241.82 – $2,375.25
Banner Estrella Medical Center Phoenix $630.23 $241.82 – $2,375.25
Arizona General Hospital Laveen Phoenix $1,740.18 $326.86 – $6,208.39
Mercy Gilbert Medical Center Gilbert $1,682.15 $326.86 – $5,265.26
Banner University Medical Center Tucson Tucson $428.87 $241.82 – $2,639.20
Banner University Medical Center South Tucson $418.97 $241.82 – $2,639.20
Banner Baywood Medical Center Mesa $497.22 $241.82 – $2,375.25
Banner Boswell Medical Center Sun City $503.55 $241.82 – $2,533.60

All Arizona hospitals for this procedure →