CT neck soft tissue w/contrast at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,391.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,643.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$185.16 with United vs $2,877.97 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|Dual Complete $185.16 ↓ -87%
Humana Medicare|All Plans $189.74 ↓ -86%
Mercy Care Plan Medicare|All Plans $189.74 ↓ -86%
Optum Medicare|OptumCare $189.74 ↓ -86%
United Medicare|All Other Plans $189.74 ↓ -86%
Health Choice Medicaid|All Plans $189.74 ↓ -86%
BCBS - AZ Medicare|All Plans $189.74 ↓ -86%
Aetna Medicare|All Plans $189.74 ↓ -86%
Cigna Medicare|All Plans $189.74 ↓ -86%
First Health Medicare|All Plans $189.74 ↓ -86%
Care 1st Medicare|All Plans $189.74 ↓ -86%
Mercy Care Plan Medicaid|All Plans $189.74 ↓ -86%
Health Choice Medicare|All Plans $189.74 ↓ -86%
Devoted Health Medicare|All Plans $195.43 ↓ -86%
United Medicaid|All Plans $198.48 ↓ -86%
Optum Medicare|OptumHealth $208.71 ↓ -85%
United Commercial|Options PPO $393.89 ↓ -72%
United Commercial|All Other Plans $393.89 ↓ -72%
United Commercial|Navigate $393.89 ↓ -72%
United Commercial|DignityHealthEmployee $692.17 ↓ -50%
Aetna Commercial|All Plans $914.70 ↓ -34%
Cigna Commercial|Exchange $1,018.00 ↓ -27%
Cigna Commercial|LocalPlus SureFit $1,090.00 ↓ -22%
Connected Care Commercial|Intel $1,151.00 ↓ -17%
Cigna Commercial|All Other Plans $1,434.00 ↑ +3%
Aetna Commercial|HMO $1,484.38 ↑ +7%
Aetna Commercial|PPO $1,484.38 ↑ +7%
Aetna Commercial|All Other Plans $1,484.38 ↑ +7%
Optum Commercial|OptumHealth $1,712.21 ↑ +23%
Cigna Commercial|LifeSource $2,003.65 ↑ +44%
Other Commercial|NTN $2,185.80 ↑ +57%
LifeTrac Commercial|All Plans $2,367.95 ↑ +70%
First Health Commercial|All Plans $2,404.38 ↑ +73%
Health Net Commercial|Interlink $2,550.10 ↑ +83%
MultiPlan Commercial|All Plans $2,877.97 ↑ +107%

Visitor-reported prices

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CT neck soft tissue w/contrast at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $310.12 $129.45 – $1,392.75
Banner Estrella Medical Center Phoenix $323.12 $129.45 – $1,392.75
Arizona General Hospital Laveen Phoenix $933.18 $189.74 – $3,329.28
Mercy Gilbert Medical Center Gilbert $914.39 $189.74 – $2,862.09
Banner University Medical Center Tucson Tucson $378.16 $129.45 – $2,030.40
Banner University Medical Center South Tucson $324.86 $129.45 – $2,030.40
Banner Baywood Medical Center Mesa $310.12 $129.45 – $1,392.75
Banner Boswell Medical Center Sun City $326.83 $129.45 – $1,485.60

All Arizona hospitals for this procedure →