CT 3d report other modality w/workstation at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$467.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,225.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$81.89 with Health Choice vs $1,134.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice | Medicaid|All Plans | $81.89 | ↓ -83% |
| United | Medicaid|All Plans | $81.89 | ↓ -83% |
| BCBS - AZ | Commercial|MaricopaFocus | $118.30 | ↓ -75% |
| BCBS - AZ | Commercial|Neighborhood | $118.30 | ↓ -75% |
| BCBS - AZ | Commercial|All Other Plans | $157.73 | ↓ -66% |
| United | Commercial|DignityHealthEmployee | $215.46 | ↓ -54% |
| BCBS - AZ | Commercial|Workers Comp | $233.78 | ↓ -50% |
| Aetna | Commercial|All Plans | $245.37 | ↓ -48% |
| Aetna | Commercial|HMO | $398.18 | ↓ -15% |
| Aetna | Commercial|PPO | $398.18 | ↓ -15% |
| Aetna | Commercial|All Other Plans | $398.18 | ↓ -15% |
| Optum | Commercial|OptumHealth | $532.98 | ↑ +14% |
| Cigna | Commercial|LifeSource | $623.70 | ↑ +33% |
| Other | Commercial|NTN | $680.40 | ↑ +45% |
| LifeTrac | Commercial|All Plans | $737.10 | ↑ +58% |
| First Health | Commercial|All Plans | $748.44 | ↑ +60% |
| Health Net | Commercial|Interlink | $793.80 | ↑ +70% |
| MultiPlan | Commercial|All Plans | $895.86 | ↑ +91% |
| Cigna | Commercial|All Other Plans | $1,134.00 | ↑ +142% |
| Connected Care | Commercial|Intel | $1,134.00 | ↑ +142% |
| Cigna | Commercial|Exchange | $1,134.00 | ↑ +142% |
| Cigna | Commercial|LocalPlus SureFit | $1,134.00 | ↑ +142% |
Visitor-reported prices
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CT 3d report other modality w/workstation at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $257.56 | $63.42 – $553.50 |
| Banner Estrella Medical Center | Phoenix | $139.48 | $147.60 – $1,013.00 |
| Arizona General Hospital Laveen | Phoenix | $315.34 | $81.89 – $941.19 |
| Mercy Gilbert Medical Center | Gilbert | $712.42 | $81.89 – $1,101.00 |
| Banner University Medical Center Tucson | Tucson | $239.09 | $99.25 – $574.40 |
| Banner University Medical Center South | Tucson | $201.76 | $97.96 – $574.40 |
| Banner Baywood Medical Center | Mesa | $236.16 | $147.60 – $553.50 |
| Banner Boswell Medical Center | Sun City | $112.18 | $124.48 – $1,013.00 |