CT 3d report other modality w/workstation at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$467.95

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,225.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.89 with Health Choice vs $1,134.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $81.89 ↓ -83%
United Medicaid|All Plans $81.89 ↓ -83%
BCBS - AZ Commercial|MaricopaFocus $118.30 ↓ -75%
BCBS - AZ Commercial|Neighborhood $118.30 ↓ -75%
BCBS - AZ Commercial|All Other Plans $157.73 ↓ -66%
United Commercial|DignityHealthEmployee $215.46 ↓ -54%
BCBS - AZ Commercial|Workers Comp $233.78 ↓ -50%
Aetna Commercial|All Plans $245.37 ↓ -48%
Aetna Commercial|HMO $398.18 ↓ -15%
Aetna Commercial|PPO $398.18 ↓ -15%
Aetna Commercial|All Other Plans $398.18 ↓ -15%
Optum Commercial|OptumHealth $532.98 ↑ +14%
Cigna Commercial|LifeSource $623.70 ↑ +33%
Other Commercial|NTN $680.40 ↑ +45%
LifeTrac Commercial|All Plans $737.10 ↑ +58%
First Health Commercial|All Plans $748.44 ↑ +60%
Health Net Commercial|Interlink $793.80 ↑ +70%
MultiPlan Commercial|All Plans $895.86 ↑ +91%
Cigna Commercial|All Other Plans $1,134.00 ↑ +142%
Connected Care Commercial|Intel $1,134.00 ↑ +142%
Cigna Commercial|Exchange $1,134.00 ↑ +142%
Cigna Commercial|LocalPlus SureFit $1,134.00 ↑ +142%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

CT 3d report other modality w/workstation at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $257.56 $63.42 – $553.50
Banner Estrella Medical Center Phoenix $139.48 $147.60 – $1,013.00
Arizona General Hospital Laveen Phoenix $315.34 $81.89 – $941.19
Mercy Gilbert Medical Center Gilbert $712.42 $81.89 – $1,101.00
Banner University Medical Center Tucson Tucson $239.09 $99.25 – $574.40
Banner University Medical Center South Tucson $201.76 $97.96 – $574.40
Banner Baywood Medical Center Mesa $236.16 $147.60 – $553.50
Banner Boswell Medical Center Sun City $112.18 $124.48 – $1,013.00

All Arizona hospitals for this procedure →