Critical care 30-74 minutes at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,656.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,571.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$185.32 with United vs $9,571.00 with Connected Care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $185.32 ↓ -95%
Health Choice Medicaid|All Plans $185.32 ↓ -95%
BCBS - AZ Commercial|Neighborhood $514.80 ↓ -86%
BCBS - AZ Commercial|MaricopaFocus $514.80 ↓ -86%
BCBS - AZ Commercial|All Other Plans $686.40 ↓ -81%
United Medicare|Dual Complete $876.38 ↓ -76%
Care 1st Medicare|All Plans $898.07 ↓ -75%
Humana Medicare|All Plans $898.07 ↓ -75%
Optum Medicare|OptumCare $898.07 ↓ -75%
Aetna Medicare|All Plans $898.07 ↓ -75%
First Health Medicare|All Plans $898.07 ↓ -75%
United Medicare|All Other Plans $898.07 ↓ -75%
Cigna Medicare|All Plans $898.07 ↓ -75%
BCBS - AZ Medicare|All Plans $898.07 ↓ -75%
Health Choice Medicare|All Plans $898.07 ↓ -75%
Mercy Care Plan Medicaid|All Plans $898.07 ↓ -75%
Mercy Care Plan Medicare|All Plans $898.07 ↓ -75%
Devoted Health Medicare|All Plans $925.01 ↓ -75%
Optum Medicare|OptumHealth $987.88 ↓ -73%
BCBS - AZ Commercial|Workers Comp $1,017.30 ↓ -72%
United Commercial|DignityHealthEmployee $1,818.49 ↓ -50%
United Commercial|Navigate $1,928.00 ↓ -47%
United Commercial|Options PPO $2,356.00 ↓ -36%
United Commercial|All Other Plans $2,367.00 ↓ -35%
Cigna Commercial|Exchange $2,680.00 ↓ -27%
Cigna Commercial|LocalPlus SureFit $2,869.00 ↓ -22%
Cigna Commercial|All Other Plans $3,775.00 ↑ +3%
Aetna Commercial|HMO $4,460.00 ↑ +22%
Aetna Commercial|All Other Plans $4,460.00 ↑ +22%
Aetna Commercial|PPO $4,460.00 ↑ +22%
Optum Commercial|OptumHealth $4,498.37 ↑ +23%
Cigna Commercial|LifeSource $5,264.05 ↑ +44%
Other Commercial|NTN $5,742.60 ↑ +57%
Aetna Commercial|All Plans $5,955.00 ↑ +63%
LifeTrac Commercial|All Plans $6,221.15 ↑ +70%
First Health Commercial|All Plans $6,316.86 ↑ +73%
Health Net Commercial|Interlink $6,699.70 ↑ +83%
MultiPlan Commercial|All Plans $7,561.09 ↑ +107%
Connected Care Commercial|Intel $9,571.00 ↑ +162%

Visitor-reported prices

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Critical care 30-74 minutes at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,880.41 $502.19 – $5,709.75
Banner Estrella Medical Center Phoenix $1,857.57 $502.19 – $5,709.75
Arizona General Hospital Laveen Phoenix $2,763.58 $185.32 – $9,859.56
Mercy Gilbert Medical Center Gilbert $4,476.22 $185.32 – $18,196.00
Banner University Medical Center Tucson Tucson $1,906.87 $502.19 – $6,151.20
Banner University Medical Center South Tucson $1,699.27 $502.19 – $6,151.20
Banner Baywood Medical Center Mesa $1,811.89 $502.19 – $5,709.75
Banner Boswell Medical Center Sun City $1,667.25 $502.19 – $6,090.40

All Arizona hospitals for this procedure →