Coveredge 32 lead kit 40cm 48 at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$2,981.51
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,805.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.74 with United vs $3,503.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $19.74 | ↓ -99% |
| Health Choice | Medicaid|All Plans | $19.74 | ↓ -99% |
| Aetna | Commercial|PPO | $22.56 | ↓ -99% |
| Aetna | Commercial|HMO | $22.56 | ↓ -99% |
| Aetna | Commercial|All Other Plans | $22.56 | ↓ -99% |
| United | Commercial|DignityHealthEmployee | $26.79 | ↓ -99% |
| Connected Care | Commercial|Intel | $53.58 | ↓ -98% |
| Aetna | Commercial|All Plans | $54.99 | ↓ -98% |
| Optum | Commercial|OptumHealth | $66.27 | ↓ -98% |
| Cigna | Commercial|LifeSource | $77.55 | ↓ -97% |
| Other | Commercial|NTN | $84.60 | ↓ -97% |
| LifeTrac | Commercial|All Plans | $91.65 | ↓ -97% |
| First Health | Commercial|All Plans | $93.06 | ↓ -97% |
| Health Net | Commercial|Interlink | $98.70 | ↓ -97% |
| MultiPlan | Commercial|All Plans | $111.39 | ↓ -96% |
| BCBS - AZ | Commercial|Workers Comp | $141.00 | ↓ -95% |
| BCBS - AZ | Commercial|All Other Plans | $141.00 | ↓ -95% |
| BCBS - AZ | Commercial|MaricopaFocus | $141.00 | ↓ -95% |
| BCBS - AZ | Commercial|Neighborhood | $141.00 | ↓ -95% |
| Cigna | Commercial|Exchange | $3,503.00 | ↑ +17% |
Visitor-reported prices
Comments
Coveredge 32 lead kit 40cm 48 at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $3,025.07 | $41.86 – $299.00 |
| Chandler Regional Medical Center | Chandler | $3,295.60 | $41.86 – $299.00 |