Convert nephrostomy catheter at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$1,755.29
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,595.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$195.62 with Health Choice vs $3,772.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice | Medicaid|All Plans | $195.62 | ↓ -89% |
| United | Medicaid|All Plans | $195.62 | ↓ -89% |
| United | Commercial|DignityHealthEmployee | $581.97 | ↓ -67% |
| BCBS - AZ | Commercial|MaricopaFocus | $807.58 | ↓ -54% |
| BCBS - AZ | Commercial|Neighborhood | $807.58 | ↓ -54% |
| BCBS - AZ | Commercial|All Other Plans | $1,076.78 | ↓ -39% |
| Optum | Commercial|OptumHealth | $1,439.61 | ↓ -18% |
| BCBS - AZ | Commercial|Workers Comp | $1,595.87 | ↓ -9% |
| Cigna | Commercial|LifeSource | $1,684.65 | ↓ -4% |
| Other | Commercial|NTN | $1,837.80 | ↑ +5% |
| LifeTrac | Commercial|All Plans | $1,990.95 | ↑ +13% |
| United | Medicare|Dual Complete | $2,130.61 | ↑ +21% |
| First Health | Commercial|All Plans | $2,144.10 | ↑ +22% |
| Health Net | Commercial|Interlink | $2,144.10 | ↑ +22% |
| Care 1st | Medicare|All Plans | $2,183.34 | ↑ +24% |
| Humana | Medicare|All Plans | $2,183.34 | ↑ +24% |
| Optum | Medicare|OptumCare | $2,183.34 | ↑ +24% |
| Aetna | Medicare|All Plans | $2,183.34 | ↑ +24% |
| First Health | Medicare|All Plans | $2,183.34 | ↑ +24% |
| United | Medicare|All Other Plans | $2,183.34 | ↑ +24% |
| Cigna | Medicare|All Plans | $2,183.34 | ↑ +24% |
| BCBS - AZ | Medicare|All Plans | $2,183.34 | ↑ +24% |
| Health Choice | Medicare|All Plans | $2,183.34 | ↑ +24% |
| Mercy Care Plan | Medicaid|All Plans | $2,183.34 | ↑ +24% |
| Mercy Care Plan | Medicare|All Plans | $2,183.34 | ↑ +24% |
| Devoted Health | Medicare|All Plans | $2,248.84 | ↑ +28% |
| Optum | Medicare|OptumHealth | $2,401.67 | ↑ +37% |
| MultiPlan | Commercial|All Plans | $2,419.77 | ↑ +38% |
| Cigna | Commercial|Exchange | $2,678.00 | ↑ +53% |
| Cigna | Commercial|LocalPlus SureFit | $2,867.00 | ↑ +63% |
| Cigna | Commercial|All Other Plans | $3,772.00 | ↑ +115% |
Visitor-reported prices
Comments
Convert nephrostomy catheter at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $2,212.08 | $432.97 – $4,018.00 |
| Banner Estrella Medical Center | Phoenix | $2,391.27 | $823.80 – $4,018.00 |
| Arizona General Hospital Laveen | Phoenix | not published | $195.62 – $2,248.85 |
| Mercy Gilbert Medical Center | Gilbert | $782.53 | $195.62 – $2,449.37 |
| Banner University Medical Center Tucson | Tucson | $2,416.49 | $887.60 – $4,721.00 |
| Banner University Medical Center South | Tucson | $3,508.24 | $668.75 – $4,721.00 |
| Banner Baywood Medical Center | Mesa | $2,113.22 | $823.80 – $4,018.00 |
| Banner Boswell Medical Center | Sun City | $1,785.73 | $823.80 – $4,018.00 |