Contrast x-ray of hip at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$870.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,278.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$135.18 with United vs $1,198.43 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $135.18 ↓ -84%
United Commercial|DignityHealthEmployee $288.23 ↓ -67%
United Medicare|Dual Complete $371.44 ↓ -57%
Health Choice Medicare|All Plans $380.64 ↓ -56%
Care 1st Medicare|All Plans $380.64 ↓ -56%
Mercy Care Plan Medicaid|All Plans $380.64 ↓ -56%
Aetna Medicare|All Plans $380.64 ↓ -56%
Mercy Care Plan Medicare|All Plans $380.64 ↓ -56%
First Health Medicare|All Plans $380.64 ↓ -56%
Health Choice Medicaid|All Plans $380.64 ↓ -56%
BCBS - AZ Medicare|All Plans $380.64 ↓ -56%
United Medicare|All Other Plans $380.64 ↓ -56%
Humana Medicare|All Plans $380.64 ↓ -56%
Cigna Medicare|All Plans $380.64 ↓ -56%
Optum Medicare|OptumCare $380.64 ↓ -56%
BCBS - AZ Commercial|MaricopaFocus $406.66 ↓ -53%
BCBS - AZ Commercial|Neighborhood $406.66 ↓ -53%
Optum Medicare|OptumHealth $418.70 ↓ -52%
BCBS - AZ Commercial|All Other Plans $542.22 ↓ -38%
Aetna Commercial|All Plans $668.78 ↓ -23%
Optum Commercial|OptumHealth $712.99 ↓ -18%
BCBS - AZ Commercial|Workers Comp $800.13 ↓ -8%
Cigna Commercial|Exchange $803.46 ↓ -8%
United Commercial|Options PPO $824.45 ↓ -5%
United Commercial|Navigate $824.45 ↓ -5%
United Commercial|All Other Plans $824.45 ↓ -5%
Cigna Commercial|LifeSource $834.35 ↓ -4%
Cigna Commercial|LocalPlus SureFit $860.04 ↓ -1%
Other Commercial|NTN $910.20 ↑ +5%
LifeTrac Commercial|All Plans $986.05 ↑ +13%
Health Net Commercial|Interlink $1,061.90 ↑ +22%
First Health Commercial|All Plans $1,061.90 ↑ +22%
Cigna Commercial|All Other Plans $1,131.63 ↑ +30%
MultiPlan Commercial|All Plans $1,198.43 ↑ +38%

Visitor-reported prices

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Contrast x-ray of hip at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $380.68 $157.76 – $1,580.51
Banner Estrella Medical Center Phoenix $177.32 $248.00 – $1,580.51
Arizona General Hospital Laveen Phoenix $435.79 $135.18 – $1,554.76
Banner University Medical Center Tucson Tucson $218.74 $148.80 – $1,863.61
Banner University Medical Center South Tucson $219.91 $148.80 – $1,863.61
Banner Baywood Medical Center Mesa $130.20 $248.00 – $1,580.51
Banner Boswell Medical Center Sun City $299.04 $248.00 – $1,580.51
Banner Casa Grande Medical Center Casa Grande $304.83 $237.47 – $1,516.98

All Arizona hospitals for this procedure →