Consultation pathology during surgery cytological exam initial site at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$577.97
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,513.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$67.68 with Cigna vs $1,195.27 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|Exchange | $67.68 | ↓ -88% |
| Cigna | Commercial|LocalPlus SureFit | $72.33 | ↓ -87% |
| Cigna | Commercial|All Other Plans | $95.18 | ↓ -84% |
| United | Medicaid|All Plans | $96.56 | ↓ -83% |
| Aetna | Commercial|All Plans | $98.32 | ↓ -83% |
| BCBS - AZ | Commercial|MaricopaFocus | $184.83 | ↓ -68% |
| BCBS - AZ | Commercial|Neighborhood | $184.83 | ↓ -68% |
| BCBS - AZ | Commercial|All Other Plans | $246.45 | ↓ -57% |
| United | Commercial|DignityHealthEmployee | $287.47 | ↓ -50% |
| United | Commercial|Navigate | $344.10 | ↓ -40% |
| BCBS - AZ | Commercial|Workers Comp | $363.67 | ↓ -37% |
| United | Commercial|Options PPO | $491.57 | ↓ -15% |
| United | Commercial|All Other Plans | $491.57 | ↓ -15% |
| Optum | Commercial|OptumHealth | $711.11 | ↑ +23% |
| Cigna | Commercial|LifeSource | $832.15 | ↑ +44% |
| United | Medicare|Dual Complete | $849.64 | ↑ +47% |
| Health Choice | Medicare|All Plans | $870.67 | ↑ +51% |
| Mercy Care Plan | Medicaid|All Plans | $870.67 | ↑ +51% |
| Cigna | Medicare|All Plans | $870.67 | ↑ +51% |
| Aetna | Medicare|All Plans | $870.67 | ↑ +51% |
| Mercy Care Plan | Medicare|All Plans | $870.67 | ↑ +51% |
| Care 1st | Medicare|All Plans | $870.67 | ↑ +51% |
| Optum | Medicare|OptumCare | $870.67 | ↑ +51% |
| BCBS - AZ | Medicare|All Plans | $870.67 | ↑ +51% |
| First Health | Medicare|All Plans | $870.67 | ↑ +51% |
| Humana | Medicare|All Plans | $870.67 | ↑ +51% |
| Health Choice | Medicaid|All Plans | $870.67 | ↑ +51% |
| United | Medicare|All Other Plans | $870.67 | ↑ +51% |
| Other | Commercial|NTN | $907.80 | ↑ +57% |
| Optum | Medicare|OptumHealth | $957.74 | ↑ +66% |
| LifeTrac | Commercial|All Plans | $983.45 | ↑ +70% |
| Health Net | Commercial|Interlink | $1,059.10 | ↑ +83% |
| First Health | Commercial|All Plans | $1,059.10 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $1,195.27 | ↑ +107% |
Visitor-reported prices
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Consultation pathology during surgery cytological exam initial site at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Laveen | Phoenix | $382.89 | $95.18 – $1,366.03 |
| Mercy Gilbert Medical Center | Gilbert | $186.47 | $67.68 – $758.00 |
| Banner University Medical Center Tucson | Tucson | $419.44 | $59.28 – $1,436.61 |
| Banner University Medical Center South | Tucson | $404.03 | $59.28 – $1,436.61 |
| Banner Casa Grande Medical Center | Casa Grande | $308.16 | $59.28 – $1,306.01 |
| Banner Page Hospital | Page | $1,155.87 | $31.12 – $1,626.40 |
| Yavapai Regional Medical Center (East) | Prescott | $607.70 | $96.56 – $868.14 |
| Arizona General Hospital Mesa | Mesa | $412.99 | $95.18 – $1,366.03 |