Chromosome count additional at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$194.82

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$510.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.30 with United vs $402.90 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $11.30 ↓ -94%
United Commercial|Options PPO $16.15 ↓ -92%
United Commercial|All Other Plans $16.15 ↓ -92%
Care 1st Medicare|All Plans $26.91 ↓ -86%
Aetna Medicare|All Plans $26.91 ↓ -86%
Mercy Care Plan Medicare|All Plans $26.91 ↓ -86%
First Health Medicare|All Plans $26.91 ↓ -86%
Health Choice Medicaid|All Plans $26.91 ↓ -86%
Humana Medicare|All Plans $26.91 ↓ -86%
Optum Medicare|OptumCare $26.91 ↓ -86%
United Medicare|All Other Plans $26.91 ↓ -86%
United Medicare|Dual Complete $26.91 ↓ -86%
Mercy Care Plan Medicaid|All Plans $26.91 ↓ -86%
Cigna Medicare|All Plans $26.91 ↓ -86%
BCBS - AZ Medicare|All Plans $26.91 ↓ -86%
Health Choice Medicare|All Plans $26.91 ↓ -86%
United Medicaid|All Plans $27.58 ↓ -86%
Optum Medicare|OptumHealth $29.60 ↓ -85%
Cigna Commercial|Exchange $55.97 ↓ -71%
Cigna Commercial|LocalPlus SureFit $59.82 ↓ -69%
Cigna Commercial|All Other Plans $78.71 ↓ -60%
Aetna Commercial|All Plans $84.71 ↓ -57%
United Commercial|DignityHealthEmployee $96.90 ↓ -50%
BCBS - AZ Commercial|MaricopaFocus $105.06 ↓ -46%
BCBS - AZ Commercial|Neighborhood $105.06 ↓ -46%
BCBS - AZ Commercial|All Other Plans $140.08 ↓ -28%
BCBS - AZ Commercial|Workers Comp $206.70 ↑ +6%
Optum Commercial|OptumHealth $239.70 ↑ +23%
Cigna Commercial|LifeSource $280.50 ↑ +44%
Other Commercial|NTN $306.00 ↑ +57%
LifeTrac Commercial|All Plans $331.50 ↑ +70%
Health Net Commercial|Interlink $357.00 ↑ +83%
First Health Commercial|All Plans $357.00 ↑ +83%
MultiPlan Commercial|All Plans $402.90 ↑ +107%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Chromosome count additional at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $32.11 $26.91 – $97.50
Banner Estrella Medical Center Phoenix $28.86 $26.91 – $97.50
Arizona General Hospital Laveen Phoenix $118.17 $16.14 – $421.58
Mercy Gilbert Medical Center Gilbert $123.00 $26.91 – $385.00
Banner University Medical Center Tucson Tucson $19.84 $26.91 – $64.80
Banner University Medical Center South Tucson $19.12 $26.91 – $64.80
Banner Baywood Medical Center Mesa $27.69 $26.91 – $97.50
Banner Boswell Medical Center Sun City $28.08 $26.91 – $104.00

All Arizona hospitals for this procedure →