Chromosome analys amniotic at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$190.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$498.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.94 with United vs $498.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $72.94 ↓ -62%
United Commercial|DignityHealthEmployee $94.62 ↓ -50%
United Commercial|Options PPO $104.20 ↓ -45%
United Commercial|All Other Plans $104.20 ↓ -45%
Mercy Care Plan Medicare|All Plans $173.66 ↓ -9%
Aetna Medicare|All Plans $173.66 ↓ -9%
Mercy Care Plan Medicaid|All Plans $173.66 ↓ -9%
First Health Medicare|All Plans $173.66 ↓ -9%
BCBS - AZ Medicare|All Plans $173.66 ↓ -9%
Humana Medicare|All Plans $173.66 ↓ -9%
Optum Medicare|OptumCare $173.66 ↓ -9%
Care 1st Medicare|All Plans $173.66 ↓ -9%
United Medicare|Dual Complete $173.66 ↓ -9%
Health Choice Medicare|All Plans $173.66 ↓ -9%
Health Choice Medicaid|All Plans $173.66 ↓ -9%
Cigna Medicare|All Plans $173.66 ↓ -9%
United Medicare|All Other Plans $173.66 ↓ -9%
United Medicaid|All Plans $178.00 ↓ -6%
Optum Medicare|OptumHealth $191.03 ↑ +0%
Optum Commercial|OptumHealth $234.06 ↑ +23%
Cigna Commercial|LifeSource $273.90 ↑ +44%
Other Commercial|NTN $298.80 ↑ +57%
LifeTrac Commercial|All Plans $323.70 ↑ +70%
Health Net Commercial|Interlink $348.60 ↑ +83%
First Health Commercial|All Plans $348.60 ↑ +83%
Cigna Commercial|Exchange $361.22 ↑ +90%
Cigna Commercial|LocalPlus SureFit $386.05 ↑ +103%
MultiPlan Commercial|All Plans $393.42 ↑ +107%
Cigna Commercial|All Other Plans $498.00 ↑ +162%
BCBS - AZ Commercial|Workers Comp $498.00 ↑ +162%
BCBS - AZ Commercial|Neighborhood $498.00 ↑ +162%
Aetna Commercial|All Plans $498.00 ↑ +162%
BCBS - AZ Commercial|MaricopaFocus $498.00 ↑ +162%
BCBS - AZ Commercial|All Other Plans $498.00 ↑ +162%

Visitor-reported prices

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Chromosome analys amniotic at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $206.74 $173.66 – $390.75
Banner Estrella Medical Center Phoenix $185.81 $173.66 – $627.75
Arizona General Hospital Laveen Phoenix $114.05 $104.19 – $845.17
Mercy Gilbert Medical Center Gilbert $170.89 $97.25 – $534.88
Banner University Medical Center Tucson Tucson $127.64 $173.66 – $416.80
Banner University Medical Center South Tucson $122.96 $173.66 – $416.80
Banner Baywood Medical Center Mesa $178.28 $173.66 – $627.75
Banner Boswell Medical Center Sun City $180.79 $173.66 – $669.60

All Arizona hospitals for this procedure →