Cholecystostomy complete w/supervision & interpretation at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,927.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,900.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$343.67 with Health Choice vs $10,457.84 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $343.67 ↓ -93%
United Medicaid|All Plans $343.67 ↓ -93%
United Commercial|DignityHealthEmployee $2,451.00 ↓ -50%
Cigna Commercial|Exchange $3,503.00 ↓ -29%
United Medicare|Dual Complete $3,670.50 ↓ -26%
Cigna Commercial|LocalPlus SureFit $3,750.00 ↓ -24%
First Health Medicare|All Plans $3,761.34 ↓ -24%
United Medicare|All Other Plans $3,761.34 ↓ -24%
Health Choice Medicare|All Plans $3,761.34 ↓ -24%
Care 1st Medicare|All Plans $3,761.34 ↓ -24%
Humana Medicare|All Plans $3,761.34 ↓ -24%
Optum Medicare|OptumCare $3,761.34 ↓ -24%
Aetna Medicare|All Plans $3,761.34 ↓ -24%
Mercy Care Plan Medicare|All Plans $3,761.34 ↓ -24%
Mercy Care Plan Medicaid|All Plans $3,761.34 ↓ -24%
Cigna Medicare|All Plans $3,761.34 ↓ -24%
BCBS - AZ Medicare|All Plans $3,761.34 ↓ -24%
Devoted Health Medicare|All Plans $3,874.18 ↓ -21%
Optum Medicare|OptumHealth $4,137.47 ↓ -16%
Cigna Commercial|All Other Plans $4,934.00 ↑ +0%
BCBS - AZ Commercial|MaricopaFocus $5,292.14 ↑ +7%
BCBS - AZ Commercial|Neighborhood $5,292.14 ↑ +7%
Optum Commercial|OptumHealth $6,063.00 ↑ +23%
BCBS - AZ Commercial|All Other Plans $7,056.19 ↑ +43%
Cigna Commercial|LifeSource $7,095.00 ↑ +44%
Other Commercial|NTN $7,740.00 ↑ +57%
LifeTrac Commercial|All Plans $8,385.00 ↑ +70%
Health Net Commercial|Interlink $9,030.00 ↑ +83%
First Health Commercial|All Plans $9,030.00 ↑ +83%
MultiPlan Commercial|All Plans $10,191.00 ↑ +107%
BCBS - AZ Commercial|Workers Comp $10,457.84 ↑ +112%

Visitor-reported prices

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Cholecystostomy complete w/supervision & interpretation at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,800.38 $936.00 – $6,206.21
Banner Estrella Medical Center Phoenix $1,946.22 $936.00 – $6,206.21
Arizona General Hospital Laveen Phoenix not published $343.67 – $3,874.19
Banner University Medical Center Tucson Tucson $2,075.27 $808.00 – $6,206.21
Banner University Medical Center South Tucson $3,012.86 $808.00 – $6,206.21
Banner Baywood Medical Center Mesa $1,719.92 $936.00 – $6,206.21
Banner Boswell Medical Center Sun City $1,453.38 $936.00 – $6,206.21
Banner Casa Grande Medical Center Casa Grande $1,393.03 $936.00 – $5,642.01

All Arizona hospitals for this procedure →