Chemotherapy injection 96542 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$128.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$336.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.99 with United vs $369.60 with Optum — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $43.99 ↓ -66%
United Commercial|DignityHealthEmployee $63.84 ↓ -50%
Cigna Commercial|Exchange $117.60 ↓ -8%
Cigna Commercial|LocalPlus SureFit $127.68 ↓ -1%
Optum Commercial|OptumHealth $157.92 ↑ +23%
Cigna Commercial|All Other Plans $164.64 ↑ +28%
Cigna Commercial|LifeSource $184.80 ↑ +44%
Aetna Commercial|All Plans $198.24 ↑ +54%
Other Commercial|NTN $201.60 ↑ +57%
LifeTrac Commercial|All Plans $218.40 ↑ +70%
Health Net Commercial|Interlink $235.20 ↑ +83%
First Health Commercial|All Plans $235.20 ↑ +83%
MultiPlan Commercial|All Plans $265.44 ↑ +107%
BCBS - AZ Commercial|MaricopaFocus $273.81 ↑ +113%
BCBS - AZ Commercial|Neighborhood $273.81 ↑ +113%
United Medicare|All Other Plans $336.00 ↑ +162%
Care 1st Medicare|All Plans $336.00 ↑ +162%
First Health Medicare|All Plans $336.00 ↑ +162%
Cigna Medicare|All Plans $336.00 ↑ +162%
Aetna Medicare|All Plans $336.00 ↑ +162%
BCBS - AZ Commercial|All Other Plans $336.00 ↑ +162%
Humana Medicare|All Plans $336.00 ↑ +162%
United Commercial|All Other Plans $336.00 ↑ +162%
United Commercial|Options PPO $336.00 ↑ +162%
Optum Medicare|OptumCare $336.00 ↑ +162%
United Commercial|Navigate $336.00 ↑ +162%
BCBS - AZ Medicare|All Plans $336.00 ↑ +162%
BCBS - AZ Commercial|Workers Comp $336.00 ↑ +162%
Health Choice Medicaid|All Plans $336.00 ↑ +162%
Health Choice Medicare|All Plans $336.00 ↑ +162%
Mercy Care Plan Medicaid|All Plans $336.00 ↑ +162%
Mercy Care Plan Medicare|All Plans $336.00 ↑ +162%
United Medicare|Dual Complete $344.98 ↑ +169%
Optum Medicare|OptumHealth $369.60 ↑ +188%

Visitor-reported prices

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Chemotherapy injection 96542 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $134.94 $106.22 – $583.31
Banner University Medical Center Tucson Tucson $205.36 $61.69 – $583.31
Banner Desert Medical Center Mesa $246.44 $135.74 – $583.31
Banner Ironwood Medical Center San Tan Valley $122.42 $135.74 – $530.28
Banner Gateway Medical Center Gilbert $132.51 $135.74 – $583.31
Banner Payson Medical Center Payson $153.99 $147.54 – $391.50
Banner Thunderbird Medical Center Glendale $118.78 $72.99 – $583.31

All Arizona hospitals for this procedure →