Change nephroureteral cath at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,233.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,848.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.11 with Health Choice vs $4,619.92 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $85.11 ↓ -96%
United Medicaid|All Plans $85.11 ↓ -96%
United Commercial|DignityHealthEmployee $1,111.12 ↓ -50%
BCBS - AZ Commercial|MaricopaFocus $1,770.91 ↓ -21%
BCBS - AZ Commercial|Neighborhood $1,770.91 ↓ -21%
United Medicare|Dual Complete $2,130.61 ↓ -5%
First Health Medicare|All Plans $2,183.34 ↓ -2%
United Medicare|All Other Plans $2,183.34 ↓ -2%
Health Choice Medicare|All Plans $2,183.34 ↓ -2%
Care 1st Medicare|All Plans $2,183.34 ↓ -2%
Cigna Medicare|All Plans $2,183.34 ↓ -2%
BCBS - AZ Medicare|All Plans $2,183.34 ↓ -2%
Humana Medicare|All Plans $2,183.34 ↓ -2%
Optum Medicare|OptumCare $2,183.34 ↓ -2%
Mercy Care Plan Medicare|All Plans $2,183.34 ↓ -2%
Aetna Medicare|All Plans $2,183.34 ↓ -2%
Mercy Care Plan Medicaid|All Plans $2,183.34 ↓ -2%
Devoted Health Medicare|All Plans $2,248.84 ↑ +1%
BCBS - AZ Commercial|All Other Plans $2,361.22 ↑ +6%
Cigna Commercial|Exchange $2,401.00 ↑ +7%
Optum Medicare|OptumHealth $2,401.67 ↑ +8%
Cigna Commercial|LocalPlus SureFit $2,570.00 ↑ +15%
Optum Commercial|OptumHealth $2,748.56 ↑ +23%
Cigna Commercial|LifeSource $3,216.40 ↑ +44%
Cigna Commercial|All Other Plans $3,381.00 ↑ +51%
BCBS - AZ Commercial|Workers Comp $3,499.51 ↑ +57%
Other Commercial|NTN $3,508.80 ↑ +57%
LifeTrac Commercial|All Plans $3,801.20 ↑ +70%
Health Net Commercial|Interlink $4,093.60 ↑ +83%
First Health Commercial|All Plans $4,093.60 ↑ +83%
MultiPlan Commercial|All Plans $4,619.92 ↑ +107%

Visitor-reported prices

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Change nephroureteral cath at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,242.62 $462.80 – $4,640.00
Banner Estrella Medical Center Phoenix $1,343.28 $462.80 – $4,640.00
Arizona General Hospital Laveen Phoenix not published $85.11 – $2,248.85
Mercy Gilbert Medical Center Gilbert $1,997.52 $85.11 – $6,252.40
Banner University Medical Center Tucson Tucson $1,545.29 $567.60 – $4,466.00
Banner University Medical Center South Tucson $2,243.44 $567.60 – $4,466.00
Banner Baywood Medical Center Mesa $1,187.08 $462.80 – $4,640.00
Banner Boswell Medical Center Sun City $1,003.12 $462.80 – $4,640.00

All Arizona hospitals for this procedure →