Cftr gene dup/delet variants at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$980.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,568.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.65 with United vs $478.50 with Optum — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $82.65 ↓ -92%
United Commercial|Navigate $182.73 ↓ -81%
Optum Commercial|OptumHealth $204.45 ↓ -79%
Cigna Commercial|LifeSource $239.25 ↓ -76%
Other Commercial|NTN $261.00 ↓ -73%
United Commercial|Options PPO $261.04 ↓ -73%
United Commercial|All Other Plans $261.04 ↓ -73%
LifeTrac Commercial|All Plans $282.75 ↓ -71%
Health Net Commercial|Interlink $304.50 ↓ -69%
First Health Commercial|All Plans $304.50 ↓ -69%
MultiPlan Commercial|All Plans $343.65 ↓ -65%
Aetna Medicare|All Plans $435.00 ↓ -56%
Aetna Commercial|All Plans $435.00 ↓ -56%
First Health Medicare|All Plans $435.00 ↓ -56%
Optum Medicare|OptumCare $435.00 ↓ -56%
Humana Medicare|All Plans $435.00 ↓ -56%
United Medicare|All Other Plans $435.00 ↓ -56%
United Medicare|Dual Complete $435.00 ↓ -56%
Care 1st Medicare|All Plans $435.00 ↓ -56%
Cigna Commercial|All Other Plans $435.00 ↓ -56%
Cigna Medicare|All Plans $435.00 ↓ -56%
Cigna Commercial|Exchange $435.00 ↓ -56%
Cigna Commercial|LocalPlus SureFit $435.00 ↓ -56%
BCBS - AZ Commercial|All Other Plans $435.00 ↓ -56%
BCBS - AZ Commercial|MaricopaFocus $435.00 ↓ -56%
BCBS - AZ Commercial|Neighborhood $435.00 ↓ -56%
BCBS - AZ Medicare|All Plans $435.00 ↓ -56%
BCBS - AZ Commercial|Workers Comp $435.00 ↓ -56%
Health Choice Medicaid|All Plans $435.00 ↓ -56%
Health Choice Medicare|All Plans $435.00 ↓ -56%
Mercy Care Plan Medicaid|All Plans $435.00 ↓ -56%
Mercy Care Plan Medicare|All Plans $435.00 ↓ -56%
United Medicaid|All Plans $445.95 ↓ -55%
Optum Medicare|OptumHealth $478.50 ↓ -51%

Visitor-reported prices

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Cftr gene dup/delet variants at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $585.06 $435.07 – $1,572.75
Arizona General Hospital Laveen Phoenix $635.94 $261.04 – $2,268.81
Banner University Medical Center Tucson Tucson $317.36 $435.07 – $1,044.80
Banner Thunderbird Medical Center Glendale $455.05 $72.99 – $1,572.75
Arizona General Hospital Mesa Mesa $685.92 $261.04 – $2,268.81

All Arizona hospitals for this procedure →