Cath right heart w/o2 sat & card at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,479.41

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,344.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$889.39 with United vs $22,602.10 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $889.39 ↓ -84%
United Commercial|DignityHealthEmployee $2,725.36 ↓ -50%
United Medicare|Dual Complete $3,345.32 ↓ -39%
Care 1st Medicare|All Plans $3,428.11 ↓ -37%
Humana Medicare|All Plans $3,428.11 ↓ -37%
Optum Medicare|OptumCare $3,428.11 ↓ -37%
Aetna Medicare|All Plans $3,428.11 ↓ -37%
First Health Medicare|All Plans $3,428.11 ↓ -37%
United Medicare|All Other Plans $3,428.11 ↓ -37%
Cigna Medicare|All Plans $3,428.11 ↓ -37%
BCBS - AZ Medicare|All Plans $3,428.11 ↓ -37%
Health Choice Medicaid|All Plans $3,428.11 ↓ -37%
Health Choice Medicare|All Plans $3,428.11 ↓ -37%
Mercy Care Plan Medicaid|All Plans $3,428.11 ↓ -37%
Mercy Care Plan Medicare|All Plans $3,428.11 ↓ -37%
Optum Medicare|OptumHealth $3,770.92 ↓ -31%
Optum Commercial|OptumHealth $6,741.68 ↑ +23%
Cigna Commercial|LifeSource $7,889.20 ↑ +44%
Cigna Commercial|Exchange $8,443.00 ↑ +54%
Other Commercial|NTN $8,606.40 ↑ +57%
Cigna Commercial|LocalPlus SureFit $9,038.00 ↑ +65%
LifeTrac Commercial|All Plans $9,323.60 ↑ +70%
First Health Commercial|All Plans $10,040.80 ↑ +83%
Health Net Commercial|Interlink $10,040.80 ↑ +83%
Connected Care Commercial|Intel $10,361.00 ↑ +89%
Aetna Commercial|All Plans $10,632.00 ↑ +94%
MultiPlan Commercial|All Plans $11,331.76 ↑ +107%
BCBS - AZ Commercial|Neighborhood $11,487.55 ↑ +110%
BCBS - AZ Commercial|MaricopaFocus $11,487.55 ↑ +110%
Cigna Commercial|All Other Plans $11,892.00 ↑ +117%
BCBS - AZ Commercial|All Other Plans $15,316.73 ↑ +180%
BCBS - AZ Commercial|Workers Comp $22,602.10 ↑ +312%

Visitor-reported prices

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Cath right heart w/o2 sat & card at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $5,893.54 $2,101.79 – $7,307.25
Banner Estrella Medical Center Phoenix $1,841.43 $2,101.79 – $7,307.25
Mercy Gilbert Medical Center Gilbert $2,693.21 $889.39 – $8,429.96
Banner University Medical Center Tucson Tucson $4,169.86 $2,101.79 – $6,320.80
Banner University Medical Center South Tucson $908.62 $2,101.79 – $6,320.80
Banner Baywood Medical Center Mesa $2,455.82 $2,101.79 – $12,389.00
Banner Boswell Medical Center Sun City $1,919.37 $2,101.79 – $7,794.40
Banner Casa Grande Medical Center Casa Grande $1,373.76 $2,101.79 – $7,307.25

All Arizona hospitals for this procedure →