Calcium 24 hour urine at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$66.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$173.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.53 with United vs $24.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $2.53 ↓ -96%
United Commercial|Options PPO $3.62 ↓ -95%
United Commercial|All Other Plans $3.62 ↓ -95%
United Commercial|DignityHealthEmployee $4.56 ↓ -93%
Mercy Care Plan Medicare|All Plans $6.03 ↓ -91%
Aetna Medicare|All Plans $6.03 ↓ -91%
Mercy Care Plan Medicaid|All Plans $6.03 ↓ -91%
First Health Medicare|All Plans $6.03 ↓ -91%
BCBS - AZ Medicare|All Plans $6.03 ↓ -91%
Humana Medicare|All Plans $6.03 ↓ -91%
Optum Medicare|OptumCare $6.03 ↓ -91%
Care 1st Medicare|All Plans $6.03 ↓ -91%
United Medicare|All Other Plans $6.03 ↓ -91%
United Medicare|Dual Complete $6.03 ↓ -91%
Health Choice Medicare|All Plans $6.03 ↓ -91%
Health Choice Medicaid|All Plans $6.03 ↓ -91%
Cigna Medicare|All Plans $6.03 ↓ -91%
United Medicaid|All Plans $6.18 ↓ -91%
Optum Medicare|OptumHealth $6.63 ↓ -90%
Optum Commercial|OptumHealth $11.28 ↓ -83%
Cigna Commercial|Exchange $12.54 ↓ -81%
Cigna Commercial|LifeSource $13.20 ↓ -80%
Cigna Commercial|LocalPlus SureFit $13.41 ↓ -80%
Other Commercial|NTN $14.40 ↓ -78%
LifeTrac Commercial|All Plans $15.60 ↓ -76%
First Health Commercial|All Plans $16.80 ↓ -75%
Health Net Commercial|Interlink $16.80 ↓ -75%
Cigna Commercial|All Other Plans $17.64 ↓ -73%
MultiPlan Commercial|All Plans $18.96 ↓ -71%
Aetna Commercial|All Plans $18.98 ↓ -71%
BCBS - AZ Commercial|Neighborhood $20.77 ↓ -69%
BCBS - AZ Commercial|MaricopaFocus $20.77 ↓ -69%
BCBS - AZ Commercial|Workers Comp $24.00 ↓ -64%
BCBS - AZ Commercial|All Other Plans $24.00 ↓ -64%

Visitor-reported prices

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Calcium 24 hour urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $12.32 $6.03 – $42.00
Banner Estrella Medical Center Phoenix $12.17 $6.03 – $42.00
Arizona General Hospital Laveen Phoenix $38.25 $3.61 – $136.44
Mercy Gilbert Medical Center Gilbert $41.33 $3.38 – $18.58
Banner University Medical Center Tucson Tucson $12.47 $6.03 – $44.80
Banner University Medical Center South Tucson $12.01 $6.03 – $44.80
Banner Baywood Medical Center Mesa $9.78 $6.03 – $42.00
Banner Behavioral Health Hospital Scottsdale $32.81 $6.03 – $39.20

All Arizona hospitals for this procedure →