Bone tendon board add on at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,876.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,148.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$138.94 with Cigna vs $4,742.37 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|Exchange $138.94 ↓ -96%
Cigna Commercial|LocalPlus SureFit $149.03 ↓ -96%
Cigna Commercial|All Other Plans $196.09 ↓ -95%
United Medicaid|All Plans $840.42 ↓ -78%
BCBS - AZ Commercial|MaricopaFocus $980.90 ↓ -75%
BCBS - AZ Commercial|Neighborhood $980.90 ↓ -75%
United Commercial|DignityHealthEmployee $1,140.57 ↓ -71%
BCBS - AZ Commercial|All Other Plans $1,307.87 ↓ -66%
BCBS - AZ Commercial|Workers Comp $1,929.95 ↓ -50%
Aetna Commercial|All Plans $2,341.17 ↓ -40%
Optum Commercial|OptumHealth $2,821.41 ↓ -27%
Cigna Commercial|LifeSource $3,301.65 ↓ -15%
Connected Care Commercial|Intel $3,361.68 ↓ -13%
Other Commercial|NTN $3,601.80 ↓ -7%
LifeTrac Commercial|All Plans $3,901.95 ↑ +1%
Health Net Commercial|Interlink $4,202.10 ↑ +8%
First Health Commercial|All Plans $4,202.10 ↑ +8%
MultiPlan Commercial|All Plans $4,742.37 ↑ +22%

Visitor-reported prices

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Bone tendon board add on at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $8,648.63 $138.94 – $16,012.15
Chandler Regional Medical Center Chandler $9,422.08 $138.94 – $17,467.80

All Arizona hospitals for this procedure →