Bone marrow imaging ltd at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$547.41

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,433.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$168.08 with United vs $1,430.88 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $168.08 ↓ -69%
United Commercial|DignityHealthEmployee $272.27 ↓ -50%
United Medicare|Dual Complete $417.94 ↓ -24%
Care 1st Medicare|All Plans $428.28 ↓ -22%
Mercy Care Plan Medicare|All Plans $428.28 ↓ -22%
Aetna Medicare|All Plans $428.28 ↓ -22%
Mercy Care Plan Medicaid|All Plans $428.28 ↓ -22%
First Health Medicare|All Plans $428.28 ↓ -22%
Health Choice Medicare|All Plans $428.28 ↓ -22%
Health Choice Medicaid|All Plans $428.28 ↓ -22%
Cigna Medicare|All Plans $428.28 ↓ -22%
Humana Medicare|All Plans $428.28 ↓ -22%
Optum Medicare|OptumCare $428.28 ↓ -22%
BCBS - AZ Medicare|All Plans $428.28 ↓ -22%
United Medicare|All Other Plans $428.28 ↓ -22%
Optum Medicare|OptumHealth $471.11 ↓ -14%
Optum Commercial|OptumHealth $673.51 ↑ +23%
BCBS - AZ Commercial|MaricopaFocus $727.24 ↑ +33%
BCBS - AZ Commercial|Neighborhood $727.24 ↑ +33%
Cigna Commercial|LifeSource $788.15 ↑ +44%
Cigna Commercial|Exchange $847.61 ↑ +55%
Other Commercial|NTN $859.80 ↑ +57%
Aetna Commercial|All Plans $864.04 ↑ +58%
United Commercial|Options PPO $884.18 ↑ +62%
United Commercial|All Other Plans $884.18 ↑ +62%
United Commercial|Navigate $884.18 ↑ +62%
Cigna Commercial|LocalPlus SureFit $907.30 ↑ +66%
LifeTrac Commercial|All Plans $931.45 ↑ +70%
BCBS - AZ Commercial|All Other Plans $969.66 ↑ +77%
First Health Commercial|All Plans $1,003.10 ↑ +83%
Health Net Commercial|Interlink $1,003.10 ↑ +83%
MultiPlan Commercial|All Plans $1,132.07 ↑ +107%
Cigna Commercial|All Other Plans $1,193.82 ↑ +118%
BCBS - AZ Commercial|Workers Comp $1,430.88 ↑ +161%

Visitor-reported prices

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Bone marrow imaging ltd at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $631.23 $273.41 – $1,192.50
Banner Estrella Medical Center Phoenix $335.49 $273.41 – $1,192.50
Banner University Medical Center Tucson Tucson $390.05 $224.07 – $1,147.20
Banner Baywood Medical Center Mesa $499.26 $273.41 – $1,192.50
Banner Boswell Medical Center Sun City $337.08 $273.41 – $1,272.00
Banner Casa Grande Medical Center Casa Grande $313.23 $224.07 – $1,192.50
Banner Del Webb Medical Center Sun City West $337.08 $273.41 – $1,272.00
Banner Desert Medical Center Mesa $445.20 $273.41 – $1,192.50

All Arizona hospitals for this procedure →