Bone Density Scan (DEXA) at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$229.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$602.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.77 with United vs $475.58 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $40.77 ↓ -82%
United Medicare|Dual Complete $110.60 ↓ -52%
Optum Medicare|OptumCare $113.34 ↓ -51%
Care 1st Medicare|All Plans $113.34 ↓ -51%
Health Choice Medicare|All Plans $113.34 ↓ -51%
Humana Medicare|All Plans $113.34 ↓ -51%
Aetna Medicare|All Plans $113.34 ↓ -51%
Mercy Care Plan Medicare|All Plans $113.34 ↓ -51%
First Health Medicare|All Plans $113.34 ↓ -51%
United Medicare|All Other Plans $113.34 ↓ -51%
Mercy Care Plan Medicaid|All Plans $113.34 ↓ -51%
Cigna Medicare|All Plans $113.34 ↓ -51%
BCBS - AZ Medicare|All Plans $113.34 ↓ -51%
Health Choice Medicaid|All Plans $113.34 ↓ -51%
United Commercial|DignityHealthEmployee $114.38 ↓ -50%
Optum Medicare|OptumHealth $124.67 ↓ -46%
BCBS - AZ Commercial|MaricopaFocus $137.97 ↓ -40%
BCBS - AZ Commercial|Neighborhood $137.97 ↓ -40%
Aetna Commercial|All Plans $170.67 ↓ -26%
BCBS - AZ Commercial|All Other Plans $183.97 ↓ -20%
Cigna Commercial|Exchange $233.09 ↑ +1%
United Commercial|All Other Plans $235.69 ↑ +2%
United Commercial|Options PPO $235.69 ↑ +2%
United Commercial|Navigate $235.69 ↑ +2%
Cigna Commercial|LocalPlus SureFit $249.50 ↑ +8%
BCBS - AZ Commercial|Workers Comp $271.47 ↑ +18%
Optum Commercial|OptumHealth $282.94 ↑ +23%
Cigna Commercial|All Other Plans $328.29 ↑ +43%
Cigna Commercial|LifeSource $331.10 ↑ +44%
Other Commercial|NTN $361.20 ↑ +57%
LifeTrac Commercial|All Plans $391.30 ↑ +70%
Health Net Commercial|Interlink $421.40 ↑ +83%
First Health Commercial|All Plans $421.40 ↑ +83%
MultiPlan Commercial|All Plans $475.58 ↑ +107%

Visitor-reported prices

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Bone Density Scan (DEXA) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $124.64 $53.53 – $331.50
Banner Estrella Medical Center Phoenix $115.36 $79.00 – $331.50
Mercy Gilbert Medical Center Gilbert $191.88 $40.77 – $600.60
Banner University Medical Center Tucson Tucson $165.00 $50.56 – $440.00
Banner University Medical Center South Tucson $169.40 $50.56 – $440.00
Banner Baywood Medical Center Mesa $127.30 $79.00 – $331.50
Banner Del Webb Medical Center Sun City West $102.99 $53.53 – $353.60
Banner Gateway Medical Center Gilbert $131.27 $79.00 – $331.50

All Arizona hospitals for this procedure →